“Acmica?”, “Ascima?”, and Other Questions about Acima Leasing

It is on the tip of your tongue, but you don't know how to spell it, right? Are you seeking to learn about lease-to-own but need help figuring out where to start? Have you been looking up terms like "acmica", "acrima" or "ascima" and landed here? If so, you're in the right place! Welcome to our Q&##A guide about A-C-I-M-A Leasing. 

Whether you're new to Acima Leasing or already somewhat familiar, this Q&##A guide will provide you with all the details about lease-to-own with Acima Leasing. As you navigate through this Q&##A, we hope you learn more about how you can use lease-to-own to get the items you want and need for your lifestyle! 

Familiarizing Yourself with Lease Agreements 

Question: What is a lease agreement, and how does it work? 

Answer: A lease in this instance is an agreement between Acima Leasing (a lease-to-own provider) and you (the customer) that allows you to use a product (e.g., a laptop, couch or tires) while making lease renewal payments which are scheduled to coincide with your payday. You don’t own the product outright, but you have the option to own it by making all of the scheduled lease renewal payments as agreed upon in the lease agreement. 

Additionally, there are two optional early purchase options you can choose to utilize with Acima Leasing to obtain ownership of the merchandise. The first early purchase option is typically available for the first 90 days of the lease agreement (3 months in California). After the first early purchase option has passed, the second option is an early purchase discount based on your remaining lease renewal payments.

Question: What should I look for in a lease agreement before signing? 

Answer: Before signing a lease agreement, it's important to review it thoroughly to ensure it works for you. Look for details such as when you make your lease renewal payments, your early purchase options and other details. If you have any questions about your lease agreement, we have a customer service team you can reach during the hours listed on our website. 

Benefits of Using Lease-to-Own with Acima Leasing

Question: What are the benefits of using lease-to-own with Acima Leasing? 

Answer: Think flexibility and accessibility. You can benefit from flexibility with lease renewal payment options that coincide with your paydays, whether they occur weekly, biweekly, monthly and more. Acima Leasing makes it easier to get the items you need while shopping how and when you want to. 

Question: How does Acima Leasing make lease-to-own more accessible to customers? 

Answer: With Acima Leasing, you can benefit from shopping without using credit.* The application process is quick and straightforward, making it easier for you to apply via our app. With only a few things, you can be approved for up to $5,000 which can be helpful when shopping for larger items like tires or appliances.

Items needed to apply: 

• An active checking account with at least $750 of income per month 

• Three-months of income history with your current source of income 

• Government-issued photo ID and a Social Security number or taxpayer identification number 

Acima Leasing Customer Service 

Question: What kind of customer support does Acima Leasing provide? 

Answer: You can reach us via phone or online chat for support. 

Question: How can Acima Leasing help me if I have questions or concerns about my lease? 

Answer: You aren’t alone during the leasing process. If you’re looking for an answer right now, our website answers quite a few other FAQs. The topics we dive into are: 

• Leasing 101

• Understanding the application process 

• Exploring lease agreement details 

• Managing lease renewal payments 

• Reaching our service and support team 

• Shopping tips with the mobile app 

Also, our knowledgeable customer service team is available to answer questions and address concerns as needed. If you have questions about your lease with Acima Leasing, you can reach us via the mobile app or online. 

Your Acima Leasing Journey Continues 

And there you have it! Using lease-to-own with Acima Leasing is all about keeping things straightforward and practical while enjoying the items you need. With convenient lease renewal payment options, customer support to assist, and the chance to shop without using credit,* Acima Leasing is your go-to for easier shopping. Ready to get started? Apply today and get closer to enjoying what you love!