Acima Leasing Explained: Our Step-by-Step Guide to Easy Shopping

Welcome to the future of shopping — an approach tailored for those yearning for flexibility and convenience without relying on financing. Acima Leasing offers an innovative lease-to-own solution designed to ease your concerns about shopping for the things you need and want. Whether you’re furnishing your new home, upgrading your electronics or equipping your vehicle with new tires, Acima Leasing is here to help. This step-by-step guide will walk you through how Acima Leasing can transform your shopping experience into a stress-free journey. We’ll be covering everything from our application process to how to contact Acima Leasing’s customer service team.

Understanding Acima Leasing’s Approach to Lease-to-Own 

Acima Leasing is not a financing solution like a personal loan or credit. It’s a lease that provides the benefits of enjoying your item while also enjoying flexible lease renewal payments that work with your payday. By prioritizing accessibility and simplicity, Acima Leasing places quality shopping experiences within reach for people going through any stage of life. Whether you’re looking for eyewear or considering a new refrigerator, browsing for jewelry or eyeing a smart TV, Acima Leasing’s lease-to-own solution is at your disposal as you construct your lifestyle.

The Simple Steps to Shop Using Acima Leasing 

Starting on your lease-to-own journey with Acima Leasing is straightforward. Here’s how you can get started:

• Apply Easily: Submit an application through the Acima Leasing mobile app or website, and potentially be approved for up to a $5,000 approval amount. 

• Shop Thousands of Retailers: Choose from a wide variety of retailers, both online and in-store. 

• Enjoy Flexible Payment Options: The flexible payment options agreed on in your lease align conveniently with your payday, offering a shopping option to fit your life seamlessly. 

• Own It Sooner: Access to early purchase options that allow you to choose your path to ownership.^ 

By leveraging these easy steps, you can get the things you want, all without using credit.*

The Breakdown on Acima Leasing 

Complete the Application in Minutes! 

Applying for a lease through Acima Leasing is a breeze, designed to offer you shopping flexibility and product accessibility. To begin, you need only a few key things: 

1. An active checking account with a minimum income of $750 per month 

2. Three months of income history from your current source of income 

3. A government-issued photo ID along with an SSN or taxpayer identification number.

With these requirements handy, you can swiftly complete the application process, which typically takes minutes. Once approved for a lease, the approval remains valid for 60 days, providing ample time for you to explore your shopping options. What’s more, applying through Acima Leasing’s mobile app offers added convenience, allowing you to navigate the streamlined process with ease. This simple application sets you up for a smooth experience.

Explore the Acima Leasing Retailer Network 

The Acima Leasing retailer network spans over 15,000 retailers, offering you an extensive selection of products across various categories. From furniture and electronics to tires & ; auto, appliances, jewelry, eyewear, and outdoor & ; tools, there’s something for everyone’s needs and preferences. Whether preferring the convenience of online shopping or the tactile experience of browsing in physical stores, Acima Leasing accommodates both preferences. To check out the full range of retailers within the Acima Leasing network, you can easily navigate to the store locator feature on the Acima Leasing website, which provides a seamless shopping experience tailored to your location and product preferences.

Flexible Payment Options with Lease-to-Own 

At Acima Leasing, flexibility is key when it comes to shopping options. Once approved, you have the opportunity to set your lease renewal payments so they work conveniently with your payday. This level of flexibility provides you with the freedom to shop for the items you need or want while ensuring that the lease-to-own solution works for you. One key reminder though is that if you think you will have trouble making a lease renewal payment, you need to inform our team at least 3 full business days in advance so we can work with you on a solution to get you back on track.

Looking to Contact Customer Service 

For assistance, reach out to our customer service department at (801)297-1982. For current operating hours, check our Support page.

Why Acima Leasing Stands Out 

What sets Acima Leasing apart is not just the ease of leasing but the empowering nature of lease-to-own. Acima Leasing wants to give you the power of choice with shopping power that lets you choose what suits you best, from furniture to jewelry. 

What’s Next with Acima Leasing 

As you navigate shopping with lease-to-own, remember that Acima Leasing helps you build the lifestyle you want. Explore the advantages that await you!