6 Reasons Acima Leasing Fits Your Appliance Needs Perfectly

Are you eyeing a kitchen or laundry room upgrade but wondering how you’ll afford it? Struggling to find the right payment option for your appliance needs? If this rings a bell, you're not alone. Many find themselves in this situation — eager for a better performing appliance but lacking a way to make it happen. That's where lease-to-own (LTO) can help. Imagine this: you, with the shopping power to turn those dreams into reality, thanks to Acima Leasing. Let's dive into 6 reasons why Acima Leasing could be the answer you've been seeking while shopping for appliances! 

The Benefits of Acima Leasing 

1. Shop Without Using Credit*: With Acima Leasing, enjoy the freedom of shopping without credit*. Where obtaining financing might have been a barrier to your shopping needs before, this alternative to financing could be what you’re looking for. With a lease, you have a flexible lease renewal payment option scheduled to align with your paydays to help you enjoy shopping the way you want. 

2. Quick and Simple Approval Process: Our seamless application only takes minutes to complete, emphasizing convenience and accessibility. You only need a few things to apply: 

   • An active checking account with at least $750 of income per month 

   • Three-months of income history with your current source of income 

   • Government-issued photo ID and a Social Security number or taxpayer identification number 

3. Flexible Lease Renewal Payment Options: Flexible lease renewal payment options enable you to make lease renewal payments that conveniently work with your payday. And if you find it hard to make your lease renewal payments, we'll work with you when given at least a three-day heads-up in advance of your scheduled lease renewal payment’s processing date. You can also reach our customer service team via phone or our online chat if you have any questions. 

4. Large Selection of Retailers: Our network of retailers that allow you to shop using lease-to-own is expansive. You can choose from over 15,000 retailers, ensuring your access to a wide range of appliances and other items to fit your lifestyle. Our online retailer locator also allows you to shop by product category. This way it is simple to find an appliance retailer convenient for you. You can use your lease to shop for other products as well. Your lease is eligible for these other items: 

   • Furniture 

   • Mattresses 

   • Tires 

   • Appliances (including hoses) 

     • Washers

       • Dryers 

       • Dishwashers

       • Freezers 

   • Electronics 

     • Televisions 

       • Video Game Systems 

       • Audio Speakers 

   • Jewelry 

   • Handbags 

   • Computers, Laptops, Tablets, Smartphones 

   • Camera Equipment 

5. Get a lease approval amount of up to $5,000: If approved, you could have a lease approval amount of up to $5,000, giving you the flexibility to shop for bigger items for your home. Imagine finally getting your hands on that new French-door refrigerator to give your kitchen a fresh upgrade. 

6. Ownership Options: Your lease renewal payment schedule is determined during the application process, but you have the option to own your item sooner. You can try one of the two early purchase options we offer. The first early purchase option is typically available for the first 90 days of the lease agreement (3 months in California). After the first early purchase option has passed, your second option is an early purchase discount based on your remaining renewal payments.

Take the First Step 

Whether you’re looking for a washer and dryer set, refrigerator, range or freezer, we have retailers who you can shop with in-store or online. From a quick application process to various paths to ownership^, we want to make sure it is easy as possible for you to get the appliances you need. To get started today, download the mobile app and apply!