Standout in the Retail Market with Acima Leasing

In a marketplace where payment options define a customer’s shopping experience, Acima Leasing provides help for retailers with its lease-to-own solutions. Catering to the needs of consumers and retail businesses, Acima Leasing's approach offers everyone the opportunity to apply for the shopping power they need and want. Questions that customers and retailers alike have: 

• What is Acima Leasing’s lease-to-own solution? 

• How does Acima Leasing work? 

• What kind of products can you use Acima Leasing to shop for? 

• What are the benefits of lease-to-own for retailers and consumers? 

This Q& ; A aims to answer these questions and help retailers understand how their businesses can benefit from offering Acima Leasing to their customers.

What Is Acima Leasing's Lease-to-Own Solution? 

Acima Leasing's lease-to-own solution is a lease-purchase agreement that allows consumers to get items like furniture, electronics, tires and appliances without using financing. It's a straightforward and empowering way for consumers to shop for products today and make payments according to the schedule agreed on in their lease.

For retail businesses, it is a way to extend their product selection to a greater audience. When their current customers and potential customers are looking for shopping options at checkout, lease-to-own is an alternative to financing for those looking to shop without using credit.* What better way for retailers to be seen as inclusive than by offering multiple payment options that meet customer needs?

How Does Acima Leasing's Solution Work for Retailers? 

Retail businesses can integrate Acima Leasing's lease-to-own solution into the payment options available to their customers, thereby expanding their market reach to those who prefer not to use credit. If a retailer is looking to better understand who the lease-to-own consumer is, all they need to do is look at the number of consumers denied financing. Offering a lease option for customers to choose from is offering a transparent and flexible way to shop without using credit.* To work with Acima Leasing, retailers can easily reach out and apply via the Acima Leasing website.

What Kinds of Products Can Be Purchased Through Acima Leasing? 

Customers can shop a wide selection of products including furniture, electronics, home appliances, jewelry, and tires. Acima Leasing's network includes thousands of retailers, allowing consumers ample choice. As long as a retailer offers approved products, they can work with Acima Leasing to offer a lease-to-own solution to their customers. Items that Acima Leasing can be used to shop for: 

• Furniture 

• Mattresses 

• Tires 

• Appliances (including hoses) 

  • Washers

  • Dryers 

  • Dishwashers

  • Freezers 

• Electronics 

  • Televisions 

  • Video Game Systems 

  • Audio Speakers 

• Jewelry 

• Handbags 

• Computers, Laptops, Tablets, Smartphones 

• Camera Equipment 

 Items that Acima Leasing cannot be used to shop for: 

• Items meant to be permanently attached to a home or vehicle 

• Services (e.g. below) 

  • Extended warranties 

  •  Installation 

  • Repairs 

• High-risk items (e.g. below) 

  • Chainsaws 

  • Trampolines 

  • Drones 

• Firearms, weapons, and ammunition 

• Clothing and Apparel 

• Consumables 

• Gift Cards 

How Do Customers Find Retailers Through Acima Leasing? 

A primary way that Acima Leasing helps retailers find new customers is through a store locator on the website. It features the retailers who work with Acima Leasing. The store locator is organized by product category and searchable using the customer’s zip code, making it easy for consumers to find a location near them.

What Are the Benefits of Using Acima Leasing for Consumers? 

The primary advantage for consumers is the ability to quickly shop for items they need without using credit.* Additionally, the payment schedule defined in their lease-purchase agreement aligns with payday schedules, making it a consumer-friendly option. 

 What Are the Benefits of Using Acima Leasing for Retailers? 

The primary advantage for retailers is the ability to reach a wider market of consumers. Additionally, Acima Leasing offers access to a merchant portal that includes digital access to point-of-purchase materials. For the retailers they work with, Acima Leasing also offers email remarketing opportunities to reconnect with consumers who have used Acima Leasing before to shop for their products.

In What Way Is Acima Leasing Different from Financing Providers? 

Unlike financing, Acima Leasing's lease-to-own solution offers an opportunity for consumers to shop without using credit.* The requirements for a complete application include: 

• An active checking account with at least $750 of income per month 

• Three-months of income history with your current source of income 

• Government-issued photo ID and a Social Security number or taxpayer identification number 

Shaping Tomorrow's Retail Landscape with Acima Leasing 

Acima Leasing isn’t just a lease-to-own provider — it's a game-changer. It is the key to unlocking new shopping opportunities in retail. Acima Leasing’s innovative approach to shopping using LTO empowers consumers to shop with more freedom than before by providing options that were previously limited to most consumers.

Ready to embrace the future of shopping with a lease-to-own solution? Connect with Acima Leasing today to fill a vital gap in the retail consumer market. Learn how Acima Leasing's innovative approach serves as a benchmark in the industry, fostering shopping inclusivity and access to quality products.