Retail Partner Benefits
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Attract new customers in the face of declining foot traffic
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Serve credit-challenged customers in a seamless, transparent, and repeatable way
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Lessen the burden of expensive, retail partner-funded rewards and retention schemes
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Overcome e-commerce challenges without additional investment
Consumer Benefits
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Provides underserved customers immediate access to goods they need and want
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Alternatives to traditional financing for the under and unbanked, especially in tightening credit market
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Greater confidence, choice, and shopping power
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Opportunity to improve financial health through a positive leasing experience

Empowering today's shoppers.
In-Store Assisted
We're the only lease-to-own provider in the market with the option of providing supplemental staff to help close customers in-store.
Self-Guided Digital
Customers can make a lease-to-own decision and apply through an automated kiosk at the POS.
Hybrid Model
We work in any and all ways that will benefit our retail partners and customers. This includes in-store options that serve as an alternative to traditional financing, as well as self-guided digital solutions that can also facilitate planning and e-commerce sales.
The new Acima Solutions strategy for success.
Our new patent-pending digital platform leverages mobile, web, and in-store technology to support a seamless end-to-end LTO customer experience — from shopping to lease origination to servicing. Along with an ongoing pipeline of new capabilities and features being developed by our state-of-the-art innovation lab.