As a leading lease-to-own provider, Acima Leasing redefines the way people shop online for the items they need and want to dream about. Understanding the impact of Acima Leasing’s lease-to-own (LTO) solution begins with recognizing the challenges consumers face. Financing isn’t always the best solution for consumers in their various stages of life. This is precisely where Acima Leasing steps in, redefining the shopping experience with an approach that’s inclusive of those consumer needs.

Who is the Lease-to-Own (LTO) Consumer? 

LTO appeals to consumers nationwide who may have been denied financing, often due to various challenges or a less-than-perfect credit history. These consumers, typically full-time workers with fixed budgets, value flexibility in their shopping experience. A significant portion of the U.S. population falls into the non-prime category, with many having no credit profile due to life events like job loss or medical crises. (1) LTO is an alternative to financing and has become an inclusive option that caters to customers in diverse life situations. Notably, Gen-Z consumers present a promising market segment for LTO(2), given their increasing preference to shop without using credit.* 

A Seamless Approach to Empowerment 

Acima Leasing’s lease-to-own solution is for those looking for shopping options. The principle is simple yet powerful: Make quality products accessible for the consumer to shop for in various life stages when they need to get certain products. By offering a lease-to-own solution, Acima Leasing allows consumers the ability to take home furniture, electronics, appliances, jewelry, and even tires, using a lease and without dealing with the barriers of financing.

This easy, inclusive approach resonates deeply with Acima Leasing’s target audiences — retailers seeking to provide their customers with shopping options and consumers intent on shopping responsibly, free from the restrictions of financing created by their past or current life situations.

Mobile Convenience with Acima Leasing 

The world is shifting toward mobile-first experiences, and Acima Leasing is at the forefront of this transition. With our intuitive mobile app, the online landscape becomes a vast market where consumers can shop at a myriad of retailers. The application process associated with the Acima Leasing lease-to-own solution is quick, simple, and straightforward — reflecting Acima Leasing’s organizational goals of effortless, consumer-centered options.

The ease with which a consumer can navigate Acima Leasing’s ecosystem is a powerful testament to our commitment to modernizing the shopping experience and making it as user-friendly as possible. This resonates strongly with a market that values convenience and speed in their shopping interactions.

Reshaping Retail Relationships: Working With Acima Leasing 

By forging relationships with numerous eCommerce retailers, Acima Leasing has constructed a diverse tapestry of change, offering consumers a wide range of products and shopping opportunities. Working with Acima Leasing is not a mere business relationship, it’s a shared vision to uplift customer experiences and foster eCommerce growth.

These relationships push past the simple act of offering lease-to-own solutions — they symbolize recognizing the needs of today’s modern consumer. Retail businesses that collaborate with Acima Leasing, give themselves a competitive edge, expanding their market reach to include a broader spectrum of potential future customers. 

Beyond The Consumer-Centric Model 

Acima Leasing’s strengths extend far beyond its “without using credit*” philosophy for your consumers. It lies in the value proposition that shopping using Acima Leasing is not just about opting out of financing but enjoying an empowering and positive shopping experience. Acima Leasing’s relationship with its eCommerce retailers is predicated on its unwavering view of helping retailers offer a shopping option that is a tool for consumer empowerment.

Our commitment to service is evident in how we enable consumers to shop effortlessly with you and how we provide lease-to-own solutions with flexible lease renewal payment options that conveniently work with consumer paydays. The result is a harmonious synergy between achieving immediate satisfaction from a shopping experience and having the choice to shop how they need to.

Joining Forces with Acima Leasing 

For retailers, working with Acima Leasing is important to inviting growth. Acima Leasing does not just facilitate singular interactions ; we lay the groundwork for repeat business and rich customer relationships. ECommerce businesses can benefit from increased sales, an uptick in customer satisfaction and the pride of enabling their shoppers to achieve greater quality of life through their products — all without using credit.*

The message is clear: Acima Leasing is not just an alternative to financing — it is the epitome of what eCommerce shopping solutions should aspire to be. It is a golden opportunity for businesses to offer their customers a more inclusive and easy shopping experience. Take the next step and talk with us today about how you can offer this shopping power.