If your business has a significant eCommerce presence, there’s one thing to keep in mind: today’s customers expect a variety of ways to shop and complete transactions (1). Integrating lease-to-own could be one way to expand the options available to your customers when shopping online. In this article, let's explore the benefits of incorporating a lease-to-own solution with Acima Leasing. 

Benefits of Lease-to-Own with Acima Leasing 

Invite Customers to Shop 

Acima Leasing connects customers to your brand through the products you offer. For example, if you specifically offer furniture online, customers can discover your eCommerce business with Acima Leasing’s eCommerce retailer listings that are organized by product type. By working with Acima Leasing, you position your business as an option for customers looking for lease-to-own solutions. 

Quick Application 

Our streamlined online application is quick and simple for customers to use. It can be accessed through the Acima Leasing website or mobile app, giving customers an easy way to explore lease-to-own as a lease renewal payment option. 

Reach a Broader Audience 

Lease-to-own provides an alternative to financing, helping customers facing unexpected challenges. Many become non-prime due (2) to life events such as: 

• Job layoffs 

• Divorce 

• Medical crises 

By offering lease-to-own, you diversify your options (3), making your business more inclusive of customers' needs. 

Steps to Integrate Lease-to-Own into Your eCommerce Platform 

1. Apply with Acima Leasing 

Start by applying to be an Acima Leasing eCommerce partner.  

2. Implement the Lease-to-Own Solution 

As one of our eCommerce retailers, your business can leverage our robust API and pre-built shopping cart plugins. Acima Leasing’s pre-built shopping cart plugins are compatible with platforms such as Shopify, ChargeAfter, Magento, WooCommerce, and BigCommerce.  

3. Sandbox Testing 

Before going live, use Acima Leasing’s Sandbox and production API credentials to test the application end-to-end. This testing phase ensures that the integration works flawlessly and provides a smooth experience for your customers. 

Take the Next Step with Acima Leasing 

Ready to offer your customers more shopping flexibility and support your revenue growth goals? Visit our eCommerce information page to learn more about integrating Acima Leasing into your eCommerce platform. Fill out the application to get started today and take the first step toward transforming your business with lease-to-own.  

Common Questions  

How can integrating a lease-to-own solution impact the shopping process on my eCommerce site? 

Integrating a lease-to-own solution can expand your customers’ options to complete a transaction. This flexibility may provide the shopping power they need and reduce cart abandonment due to limited options. (3).  

What support is available during the integration of the lease-to-own solution with Acima Leasing? 

Acima Leasing offers documentation and support during the integration process. To request access to our documentation, fill out our inquiry form on our eCommerce information page. 

Sources: 

1. Flavin, Tim. "What the Data Says About Consumer Payment Preferences." Bizrate Insights, 24 Jan. 2024, https://bizrateinsights.com/2024/01/24/what-the-data-says-about-consumer-payment-preferences/. 

2. “The Consumer Credit Card Market.” Consumer Financial Protection Bureau, September 2021, https://files.consumerfinance.gov/f/documents/cfpb_consumer-credit-card-market-report_2021.pdf  

3. Koksal, Ilker. "Why Businesses Need Diverse Payment Options." Forbes, 31 Aug. 2019, www.forbes.com/sites/ilkerkoksal/2019/08/31/why-businesses-need-diverse-payment-options.