Moving into a new home or upgrading your essentials shouldn’t be a juggling act. Acima Leasing takes the hassle out of shopping with a lease-to-own solution for everything you need—from furniture and electronics to tires, appliances, jewelry, and computers. With an easy lease renewal payment schedule, Acima Leasing simplifies furnishing your space, enhancing your tech, and keeping your vehicle in top shape. In this article, let’s explore how Acima Leasing can help you enjoy the convenience and flexibility of a seamless, stress-free shopping experience that perfectly fits your lifestyle. 

Understanding Lease-to-Own (LTO) 

Lease-to-own (LTO) is popular for its flexibility, especially for those who want to refrain from using cash or financing for items like tires, jewelry, appliances and other lifestyle essentials. With LTO, you can enjoy these items in no time using a convenient lease-purchase agreement. It’s an inclusive option, benefiting even those with less-than-perfect credit. 

How Acima Leasing Helps 

Acima Leasing offers customers the freedom to shop at over 15,000 locations. This network provides the opportunity for you to find what you need when needed. Applying for a lease is quick and straightforward. If approved, Acima Leasing will purchase your items from the chosen retailer, and you will simply manage your lease renewal payment schedule. It’s that easy. 

An Easy Application Process  

The application process for Acima Leasing is straightforward and varies slightly depending on whether you apply in-store or online or with the app.  

Applying In-Store:   

• Use the store locator on the Acima Leasing website to find a nearby retailer.  

• Visit the store and ask an associate how to apply for a lease with Acima Leasing.  

• If approved, you’ll be informed of your lease approval amount and continue shopping.  

Applying Online or with the Mobile App: 

• Visit the Acima Leasing marketplace and browse retailers by product category.  

• Choose a retailer and follow the steps to apply online, get the app, or enjoy an integrated shopping experience.  

For a smooth application flow, keep these three essential items at hand, regardless of where you apply: 

• Proof of an active checking account with at least $750 in monthly income 

• 3 months of income history from your current source of income 

• A government-issued photo ID and an SSN or taxpayer identification number. 

Your Acima Leasing Benefits  

Now, let’s break down how it all works. If approved, you can lease up to $5,000 in merchandise**. After accepting your lease terms and bringing your items home, the Acima Leasing mobile app makes tracking your lease renewal payments easy. Your lease renewal payment schedule is conveniently aligned with your payday.  

Additionally, you can use one of our early purchase options to own items sooner. You’re not automatically enrolled in these, but our team is available to discuss any questions regarding what is available to you. 

Why Shop Using Acima Leasing  

With a broad selection of categories and a straightforward leasing process, Acima Leasing covers all your essential needs and more. Ready to experience a new way of shopping? Find a retailer and apply for your lease today on our website to enjoy a new way of shopping for the essentials you need. 

Common Questions 

What items can I lease through Acima Leasing?  

You can lease a wide range of items, provided they are priced over $300. See the examples below for more details. 

• Furniture 

• Mattresses 

• Tires 

• Appliances (including hoses) 

  • Washers 

  • Dryers 

  • Dishwashers 

  • Freezers 

• Electronics 

  • Televisions 

  • Video Game Systems 

  • Audio Speakers 

  • Computers 

  • Laptops  

  • Tablets 

  • Smart Phones 

• Jewelry 

• Handbags 

• Camera Equipment 

What happens if I want to end my lease early?  

You can end your lease anytime by returning the items in good condition with no additional obligations. For more details about your account, contact our customer support team. 

How do I make my lease renewal payments?  

You can make your lease renewal payments through the app, and there are various methods you can use:  

• ACH: This can automatically be processed from your bank account.  

• Credit, Debit card or most pre-paid cards: You can set these up automatically. We accept Mastercard, Visa and Discover. 

The content of this article is provided solely for general interest and should not be relied upon or construed as any form of advice, whether legal, financial, or otherwise. Receipt or use of this information does not create any sort of relationship between us.