What if everything you thought you knew about lease-to-own wasn’t precisely correct? Contrary to what you might have heard, lease-to-own isn’t a last resort—it's a savvy, flexible solution that empowers you to get the life essentials you need without using credit.* At Acima Leasing, we want to change your expectations—it's time to rethink what’s possible with lease-to-own. 

Explore Diverse Shopping Avenues 

Shopping should be simple. Imagine that you have an upcoming trip and need new tires. You explore, find the perfect set, and then enjoy a stress-free shopping experience to get them ready for your next adventure. Acima Leasing is here to help make that happen with multiple convenient options—in-store, online, or through our user-friendly mobile app. We work with over 15,000 retailer locations, offering a vast range of products, including furniture, jewelry, and tires, so you can find what you need when you need it. 

Lease Without Credit Hassles 

You don’t have to be limited to shopping with cash and financing. Acima Leasing offers a solution for those who prefer an alternative to financing or have less-than-perfect credit. The application process is quick and straightforward. You can get a decision quickly and, if you are approved, start shopping in no time. 

Stress-Free Application Experience 

Applying for a lease with Acima Leasing is hassle-free. Whether you apply in-store, online, or through our mobile app, the process is streamlined to save you time and effort. If approved, you may be eligible to lease up to $5,000 in merchandise**, giving you the shopping power to get those new tires and even some new speakers for your home. 

Easy Lease Renewal Payment Options 

One of Acima Leasing's top benefits is how easy our lease renewal payments are. When you apply, your lease renewal payments are aligned with your payday, making it easier to manage your lease and bring your new items home without the added stress. 

Early Purchase Option Overview 

One of the most appreciated benefits we offer is our early purchase options. These options allow you to make choices that best suit your needs and circumstances, providing the flexibility you seek. Although we don’t automatically enroll you in these options, our team is here to get you started and answer any questions about what’s available to you. The first option becomes available within the initial 90 days of the lease agreement (3 months in California), allowing for earlier ownership and offering a discount based on the remaining lease renewal payments. After this window, the second early purchase option provides a discount based on the remaining lease renewal payments. If you no longer wish to keep your items, you can cancel your lease at any time without penalty and return your items in good condition by calling or customer service team.

Accessible Customer Support 

Acima Leasing is committed to providing easy access to support whenever you need it. Whether you seek a better understanding of your lease agreement and the application process or are interested in discussing your lease renewal payment due date, support is just a click or call away. For quick reference, we’ve also answered some FAQs to guide you through some lease agreement basics. 

Your Shopping Power with Acima 

Lease-to-own is a choice that empowers you with shopping flexibility when searching for that essential item. You’re not limited in how you shop; you can choose between financing, cash, or an alternative to financing like lease-to-own. At Acima Leasing, we’re here to offer you that option. Visit our website to apply and discover how simple shopping can be. 

Common Questions 

What can I lease with Acima Leasing? 

You can lease a wide range of items with Acima Leasing, provided they are priced over $300. Below is a list of the eligible categories and a few example items.  

• Furniture 

• Mattresses 

• Tires  

• Appliances (including hoses) 

  • Washers 

  • Dryers 

  • Dishwashers 

  • Freezers 

• Electronics 

  • Televisions 

  • Video Game Systems 

  • Audio Speakers 

  • Computers 

  • Laptops  

  • Tablets 

  • Smart Phones 

• Jewelry 

• Handbags 

• Camera Equipment 

How do I apply for a lease? 

Apply in-store, online, or through the Acima mobile app. The application is quick and simple. All you will need to complete your application are these three items: 

• Proof of an active checking account with at least $750 in monthly income 

• 3 months of income history from your current source of income 

• A government-issued photo ID and an SSN or taxpayer identification number