*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. See lease for details. “Get Approved to Lease up to $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer for lease to you. Maximum amount may require in-store application ; approval and amount subject to review and verification of your application. Not all applicants are approved.
^Disclaimer: Standard agreement offers 12 months to ownership if you choose to make each lease renewal payment, which may cost more than double the cash price. You are not automatically enrolled in any early purchase options and additional payments will be required to purchase early. To purchase early call (801) 297-1980 or go to https://customer.acima.com. Refer to your lease for specific terms and conditions.
† Acima Classic Credit™ Mastercard® and Acima Private Credit™ are private label revolving line of credit products issued by The Bank of Missouri and serviced by Concora® Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. The Bank of Missouri and Concora® Credit Inc. are not affiliated with Acima Digital, or its affiliates.
**If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
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