How lease-to-own works
We provide $300 to $5,000 of shopping power to lease the things you need.
Acima allows you to get must-have items like furniture, mattresses, appliances, tires, electronics, and more—all without credit* You can then lease it until you own it, purchase early^ at a discount—or return it with no penalty if it doesn"t meet your needs
- Choose from over 15,000 retail stores
- Complete the lease agreement and make an initial payment
- Shop for goods at your selected merchant
Basic approval requirements
- Checking account with at least $750/month of income
- 3 months of income history with current income source
- Government-issued photo ID and a SSN or ITIN
Prefer to shop online?
Visit the acima MarketPlaceTMAll Categories
98
$1 to start
8
$10 to start
8
![](/medias/private-credit.png?context=bWFzdGVyfGltYWdlc3wzOTV8aW1hZ2UvcG5nfHN5cy1tYXN0ZXIvaW1hZ2VzL2hlZi9oZmUvODg1NDE4NDI5NjQ3OC9wcml2YXRlLWNyZWRpdC5wbmd8OTc0MjI3MTU3Y2U1ZDBhNWY4Y2JiYTE5OTVhNzdhNDU2MTc2MThiNGYxNjhkMzEzZjk3MjY3OTAwYjgxZWQxNQ)
Private Credit
6
![](/medias/appliances.png?context=bWFzdGVyfGltYWdlc3wyMDU5fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oZjQvaGE4Lzg4NTQxODM4Mzc3MjYvYXBwbGlhbmNlcy5wbmd8MmY4OWRjNTA4Yzc5ZmYwOTZjYmJjZDEwNTgxYzk1OWYzMjk4ODNhMTMzZjNmZTljMjI5Y2M3OGZhYTNlNWZmYw)
Appliances
1
![](/medias/electronics.png?context=bWFzdGVyfGltYWdlc3wxNTk2fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oMDYvaGFjLzg4NTQxODM5MDMyNjIvZWxlY3Ryb25pY3MucG5nfGIyMmY1ZDgwYjJjZjkyNWYwZDdiOTlhMmM0NmMwZTJlNDM4ZjQwODlkODMxNGZiODkwMjkxOTQ2MDI2ZjJlYjg)
Electronics
4
![](/medias/furniture.png?context=bWFzdGVyfGltYWdlc3wyMDE4fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oNzAvaGY3Lzg4NTQxODQwMzQzMzQvZnVybml0dXJlLnBuZ3w0NzE2Yzc1NjFmOWFmNTc4MWFlMmY0NjY2ZjMxZTE3MmE5Y2NjMjY2OGI5ODU4NmEwZjY0MjRmNGZlNjdjNGU2)
Furniture
34
![](/medias/jewelery.png?context=bWFzdGVyfGltYWdlc3wxMzc2fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oMmYvaGZiLzg4NTQxODQxNjU0MDYvamV3ZWxlcnkucG5nfGJmZGM3M2QwYmIzOTI0NmJjOTcyZmZmMzk3NzUzOTM4OWE1ZDIzMmFkYmNjYmJkMTEyZGUzODE5NTQ1ZTAwZmI)
Jewelry
28
![](/medias/tire-auto.png?context=bWFzdGVyfGltYWdlc3wxNTU1fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oZmYvaGZkLzg4NTQxODQzNjIwMTQvdGlyZS1hdXRvLnBuZ3w4YmZiNTkxZjQ0ZTZhODJjNTZiNDI3MmUwYWU0ZTBlNTYxNDgwNDZhNDg4ZGFjMWJkNGQ3NDdlNDhlYWIwZTgw)
Tire & Auto
31
-
1.6mi
Category:
Category:
-
Hannoush jewelers #18
210 Andover St Ste W149APeabody, MA, 019602.9miCategory:
Category:
Apply In-Store -
Asa Jewelers-Peabody
210 Andover StPeabody, MA, 019602.9miCategory:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
-
Hogan Tire & Auto - N Beverly
137 Dodge StNorth Beverly, MA, 019154.4miCategory:
Category:
-
Goodyear Auto Service #325
205 Market StLynn, MA, 019014.8miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
-
5.5mi
Category:
Category:
-
6.0mi
Category:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
-
6.0mi
Category:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
6.2mi
Category:
Category:
-
Bob's Discount Furniture - Saugus
263 BroadwaySaugus, MA, 019066.6miCategory:
Category:
-
Purple Mattress - Market Street at Lynnfield
663 Market StreetLynnfield, MA, 019407.1miCategory:
Category:
-
Hannoush Square One Mall #27
1277 BroadwaySaugus, MA, 019067.9miCategory:
Category:
Apply In-Store -
ASA Jewelers - Saugus
1277 broadwaysaugus, MA, 019067.9miCategory:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
-
BD's Discount - 730 Lynnway
730 LynnwayLynn, MA, 019057.9miCategory:
Category:
-
BD's Discount - 1201 Broadway
1201 BroadwaySaugus, MA, 019067.9miCategory:
Category:
-
10.0mi
Category:
Category:
-
10.3mi
Category:
Category:
Apply In-Store -
10.3mi
Category:
Category:
Apply In-Store -
Design Furniture - Eastern Ave
388 Eastern Ave Ste AMalden, MA, 0214810.5miCategory:
Category:
-
Allset Car Service - Stoneham
35 Pomeworth StStoneham, MA, 0218010.5miCategory:
Category:
-
Mr Liquidator - MA
280 Revere Beach PkwyChelsea, MA, 0215010.5miCategory:
Category:
-
Goodyear Auto Service #486
300 Eastern AveMalden, MA, 0214810.6miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
-
Goodyear #0452 CTSC
300 Eastern AveMalden, MA, 0214810.6miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
-
Tire King Services
30 Pine St RearStoneham, MA, 0218010.7miCategory:
Category:
-
10.7mi
Category:
Category:
Apply In-Store -
10.8mi
Category:
Category:
-
Goodyear Auto Service #490
456 Main StStoneham, MA, 0218010.9miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
-
Allset Car Service - Malden
53 Madison StMalden, MA, 0214811.1miCategory:
Category:
-
Impact Collision Center
61 Madison StUSA, MA, 0214811.1miCategory:
Category:
-
Sweet Home Furniture - Malden
54 BroadwayMalden, MA, 0214811.3miCategory:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
-
BD's Discount - 290 Broadway
290 BroadwayChelsea, MA, 0215011.5miCategory:
Category:
-
Adams Furniture - MA
394 2ND STREETEverett, MA, 0214911.5miCategory:
Category:
-
Hogan Tire & Auto - Woburn
408 Washington StWoburn, MA, 0180111.9miCategory:
Category:
-
John’s Auto & Tire Repair
514 Riverside AveMedford, MA, 0215512.3miCategory:
Category:
-
BD's Discount - 282 Border St
282 Border StBoston, MA, 0212812.3miCategory:
Category:
-
Bob's Discount Furniture - Woburn
114B Commerce WayWoburn, MA, 0180112.5miCategory:
Category:
-
Purple Mattress - Assembly Row
330 Artisan WaySomerville, MA, 0214512.8miCategory:
Category:
-
13.0mi
Category:
Category:
Apply In-Store -
Gloucester Mattress
24 Washington StGloucester, MA, 0193013.3miCategory:
Category:
-
The Jewelry Spot
333 Washington StBoston, MA, 0210814.0miCategory:
Category:
Apply In-Store -
14.0mi
Category:
Category:
Apply In-Store -
14.0mi
Category:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
Alto Rango Jewelry
343 Washington StreetBoston , MA, 0210814.0miCategory:
Category:
Apply In-Store -
Black Tie Jewelers
345 Washington StBoston, MA, 0210814.0miCategory:
Category:
Apply In-Store -
House of Jewelry - Boston
345 Washington StreetBoston , MA, 0210814.0miCategory:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
Goodyear Auto Service #354
1 Bow StSomerville, MA, 0214314.1miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
-
Frugal Furniture - Dorchester
531 Columbia RdDorchester, MA, 0212516.6miCategory:
Category:
-
Milos Jewelry
563 Chickering RdNorth Andover, MA, 0184516.7miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
Frugal Furniture - Jamaica Plain
315 Centre StJamaica Plain, MA, 0213017.2miCategory:
Category:
-
Icelso Furniture Store - Lawrence
33 Water StLawrence, MA, 0184117.2miCategory:
Category:
-
BD's Discount - 90 Washington St
90 Washington StDorchester, MA, 0212117.5miCategory:
Category:
-
Depena Total Services
50 Winthrop AveLawrence, MA, 0184317.7miCategory:
Category:
-
Jerusalem Discount
592 Washington StDorchester, MA, 0212418.2miCategory:
Category:
-
Freedom Tire - Lawrence
160 S BroadwayLawrence, MA, 0184318.2miCategory:
Category:
-
18.2mi
Category:
Category:
Apply In-Store -
Lifestyles Furniture - MA
33 S BroadwayLawrence, MA, 0184318.5miCategory:
Category:
-
18.5mi
Category:
Category:
-
JDR Mobile Tires Shop
23 Saxonia AveLawrence, MA, 0184118.7miCategory:
Category:
-
18.7mi
Category:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
Lawrence Furniture
100 Water St Unit 1Lawrence, MA, 0184118.7miCategory:
Category:
-
Alex Diamond - Lawrence
333 Essex StreetLawrence, MA, 0184118.8miCategory:
Category:
Apply In-Store -
Elegancia Furniture
365 Essex StLawrence, MA, 0184018.8miCategory:
Category:
-
Wikito Prenda
9 Broadway streetLawrence , MA, 0184018.8miCategory:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
House of Jewelry - Lawrence
423 Essex StreetLawrence , MA, 0184018.8miCategory:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
18.8mi
Category:
Category:
-
Wikito Prenda - Essex
582 Essex StLawrence, MA, 0184018.9miCategory:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
18.9mi
Category:
Category:
-
Sanchez Tire Shop - Lawrence
664 Essex StLawrence, MA, 0184118.9miCategory:
Category:
-
18.9mi
Category:
Category:
Apply In-Store -
High Quality Auto Sound
39 Winter StLawrence, MA, 0184119.0miCategory:
Category:
Apply In-Store -
Buda Snkrs & Apparerl
205 BroadwayLawrence, MA, 0184019.3miCategory:
Category:
Apply In-Store -
Tenares Tire Center
299 BroadwayLawrence , MA, 0184119.3miCategory:
Category:
-
Tenares Tire Services
348 BroadwayLawrence, MA, 0184119.4miCategory:
Category:
-
Frugal Furniture - Mattapan
1299 Blue Hill AveMattapan, MA, 0212619.4miCategory:
Category:
-
Bradford Mattress and More
689 S Main St Unit 2Haverhill, MA, 0183519.4miCategory:
Category:
-
Los Tiburones Tire & Towing
1576 Blue Hill AveMattapan, MA, 0212619.5miCategory:
Category:
-
Goodyear Auto Service #327
635 American Legion HwyRoslindale, MA, 0213119.6miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
-
Asa Jewelers-Chestnut Hill
199 Boylston StChestnut Hill, MA, 0246719.8miCategory:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
-
19.9mi
Category:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
Frugal Furniture - Outlet
1599 Blue Hill AveMattapan, MA, 0212620.1miCategory:
Category:
-
DB Auto Performance (Hale Street)
84 Hale StreetHaverhill , MA, 0183220.6miCategory:
Category:
-
Hogan Tire & Auto - Waltham
945 Main StWaltham, MA, 0245120.6miCategory:
Category:
-
20.6mi
Category:
Category:
Apply In-Store -
Hogan Tire & Auto - Lowell
661 Rogers StLowell, MA, 0185221.1miCategory:
Category:
-
21.6mi
Category:
Category:
-
House of Jewelry - Braintree
250 Granite StreetBraintree, MA, 0218421.6miCategory:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
Apply In-Store -
21.6mi
Category:
Category:
Apply In-Store -
Michaels Jewelers South Shore Plaza
250 Granite StreetBraintree, MA, 0218421.6miCategory:
Category:
Apply In-Store -
Hannoush South Shore Plaza #03
250 Granite StBraintree, MA, 0218421.6miCategory:
Category:
Apply In-Store -
21.7mi
Category:
Category:
-
Furniture Gallery - Braintree
250 Granite StBraintree, MA, 0218421.7miCategory:
Category:
-
Mario's Furniture - MA
953 Gorham StLowell, MA, 0185222.4miCategory:
Category:
-
Hannoush Salem #15
355 S. Broadway, Route 28salem, NH, 0307922.6miCategory:
Category:
Apply In-Store -
Bob's Discount Furniture - Dedham
350 Providence HwyDedham, MA, 0202623.3miCategory:
Category:
-
Bob's Discount Furniture - Salem
92 Cluff Crossing RdSalem, NH, 0307923.7miCategory:
Category:
-
Freedom Tire - Plaistow
37 Westville RdPlaistow, NH, 0386524.0miCategory:
Category:
-
Asa Jewelers-Rockingham
99 Rockingham Park BlvdSalem, NH, 0307924.2miCategory:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
-
A&G Auto Care
870 North Main StreetRandolph, MA, 0236824.5miCategory:
Category:
Looking for something else?
Don't worry, try Shopping online