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Get approved and start shopping nearby stores today!
Apply in-store or online to get started
Please set your location to start shopping at nearby stores with Acima
You can then apply and go shopping with your approved lease amount
How lease-to-own works
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How lease-to-own works

We provide $300 to $5,000 of shopping power to lease the things you need.

Prefer to shop online?
Visit the Acima MarketPlaceTM

Acima allows you to get must-have items like furniture, mattresses, appliances, tires, electronics, and more—all without credit* You can then lease it until you own it, purchase early^ at a discount—or return it with no penalty if it doesn"t meet your needs

  1. Choose from over 15,000 retail stores
  2. Complete the lease agreement and make an initial payment
  3. Shop for goods at your selected merchant

Basic approval requirements

  • Checking account with at least $750/month of income
  • 3 months of income history with current income source
  • Government-issued photo ID and a SSN or ITIN

Prefer to shop online?

Visit the acima MarketPlaceTM
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    • Appliances

    • Furniture

    • Tire & Auto

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    Don't worry, try Shopping online