How lease-to-own works
We provide $300 to $5,000 of shopping power to lease the things you need.
Acima allows you to get must-have items like furniture, mattresses, appliances, tires, electronics, and more—all without credit* You can then lease it until you own it, purchase early^ at a discount—or return it with no penalty if it doesn"t meet your needs
- Choose from over 15,000 retail stores
- Complete the lease agreement and make an initial payment
- Shop for goods at your selected merchant
Basic approval requirements
- Checking account with at least $750/month of income
- 3 months of income history with current income source
- Government-issued photo ID and a SSN or ITIN
Prefer to shop online?
Visit the acima MarketPlaceTMAll Categories
104
$1 to start
9
$10 to start
1
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Private Credit
2
![](/medias/appliances.png?context=bWFzdGVyfGltYWdlc3wyMDU5fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oZjQvaGE4Lzg4NTQxODM4Mzc3MjYvYXBwbGlhbmNlcy5wbmd8MmY4OWRjNTA4Yzc5ZmYwOTZjYmJjZDEwNTgxYzk1OWYzMjk4ODNhMTMzZjNmZTljMjI5Y2M3OGZhYTNlNWZmYw)
Appliances
20
![](/medias/electronics.png?context=bWFzdGVyfGltYWdlc3wxNTk2fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oMDYvaGFjLzg4NTQxODM5MDMyNjIvZWxlY3Ryb25pY3MucG5nfGIyMmY1ZDgwYjJjZjkyNWYwZDdiOTlhMmM0NmMwZTJlNDM4ZjQwODlkODMxNGZiODkwMjkxOTQ2MDI2ZjJlYjg)
Electronics
9
![](/medias/furniture.png?context=bWFzdGVyfGltYWdlc3wyMDE4fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oNzAvaGY3Lzg4NTQxODQwMzQzMzQvZnVybml0dXJlLnBuZ3w0NzE2Yzc1NjFmOWFmNTc4MWFlMmY0NjY2ZjMxZTE3MmE5Y2NjMjY2OGI5ODU4NmEwZjY0MjRmNGZlNjdjNGU2)
Furniture
39
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Jewelry
16
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Tire & Auto
33
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Siano Appliances - Collierville
640 W Poplar AveCollierville, TN, 380170.3miCategory:
Category:
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Mid-South Furniture - Collierville
4660 Merchants Park CirCollierville, TN, 380172.2miCategory:
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Full House Furniture - Collierville
10303 E Shelby DrCollierville, TN, 380172.5miCategory:
Category:
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Ashley - Memphis Hacks Cross
7951 Winchester RdMemphis, TN, 381256.2miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Sweet Home Furniture & Mattress
7741 Winchester RdMemphis, TN, 381256.6miCategory:
Category:
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Smooth Wireless - Shelby Drive
6926 E Shelby DrMemphis, TN, 381418.3miCategory:
Category:
Apply In-Store -
Hwy 70 Car Care - Rossville
5745 Highway 57Rossville, TN, 380668.3miCategory:
Category:
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Everything Yours Appliances - Byhalia
8478 Hwy 178 WestByhalia, MS, 386118.4miCategory:
Category:
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Everything Yours Appliances - Olive Branch
7095 Hacks Cross RdOlive Branch, MS, 386548.4miCategory:
Category:
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Memphis Furniture - Memphis
6646 Winchester RdMemphis, TN, 381158.6miCategory:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
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Goodyear Auto Service #2621
6551 Winchester RdMemphis, TN, 381158.8miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Sleep Cheap - Memphis
6330 Winchester RdMemphis, TN, 381159.2miCategory:
Category:
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Home Furniture - Winchester Rd.
6250 Winchester RdMemphis, TN, 381159.4miCategory:
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Mr Goldman Signature
6227 Winchester RdMemphis, TN, 381159.4miCategory:
Category:
Apply In-Store -
JQ Outlet - Winchester Rd
6095 Winchester RdMemphis, TN, 381159.7miCategory:
Category:
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901 Tire Discount & Auto Tech
5805 Winchester RdMemphis, TN, 3811510.2miCategory:
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360 Wheel Repair #2
3575 Emerald StMemphis, TN, 3811510.9miCategory:
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360 Wheel Repair #1
3565 Emerald StMemphis, TN, 3811510.9miCategory:
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Walsons & Co.
2049 N Germantown PkwyCordova, TN, 3801611.1miCategory:
Category:
Apply In-Store -
Kickass Furniture - Memphis
5360 Knight Arnold RdMemphis, TN, 3811511.2miCategory:
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Jamar Truck Tire Service
8263 Frontage RdOlive Branch, MS, 3865411.2miCategory:
Category:
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Cars & Trucks of Memphis
5390 Fox Plaza DriveMemphis, TN, 3811511.2miCategory:
Category:
Get Started for only$10
On a new agreement - offer automatically applied at checkout.See Details
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Ashley - Cordova
2385 N Germantown PkwyCordova, TN, 3801611.6miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Marshalls Jewel
2760 n germantown pkwymemphis, TN, 3813312.0miCategory:
Category:
Apply In-Store -
Regency Jewelers #3 - Wolfchase Mall
2760 N. Germantown PkwyMemphis, TN, 3813312.0miCategory:
Category:
Apply In-Store -
Intrigue Jewelers - Wolfchase Mall
2760 Germantown PkwyMemphis , TN, 3813312.0miCategory:
Category:
Apply In-Store -
Mr Gold Box
2760 N Germantown PkwyMemphis, TN, 3813312.1miCategory:
Category:
Apply In-Store -
Rooms to Go - Memphis
7171 Appling Farms PkwyMemphis, TN, 3813312.1miCategory:
Category:
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Prince Jewelers - Wolfchase Mall
2760 N Germantown Pkwy Ste 1150Memphis, TN, 3813312.2miCategory:
Category:
Apply In-Store -
Diamond District 901
4465 Poplar Ave #1015Memphis, TN, 3811712.3miCategory:
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Apply In-Store -
Smooth Wireless - Perkins
3110 s Perkins RdMemphis , TN, 3811812.3miCategory:
Category:
Apply In-Store -
12.3mi
Category:
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Rmel Mattress And
2898 S Perkins RdMemphis, TN, 3811812.3miCategory:
Category:
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Mattress Liquidators - Memphis
3616 Commerce CircleMemphis , TN, 3811812.5miCategory:
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Best New and Used Appliance - Macon Rd. / TN
6192 Macon RdMemphis, TN, 3813412.5miCategory:
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Mk Jewelers
2965 N Germantown RdBartlett, TN, 3813312.6miCategory:
Category:
Apply In-Store -
Regency Jewelers #2 - American Way
4627 American WayMemphis, TN, 3811812.6miCategory:
Category:
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Crossroad Motors
5689 Goodman RdOlive Branch, MS, 3865412.7miCategory:
Category:
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Ashley - Online Sales
4120 Air Trans RdMemphis, TN, 3811812.8miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Sound Waves
7585 Stage Road (Hwy 64)Memphis, TN, 3813312.9miCategory:
Category:
Apply In-Store -
Robert Irwin Jewelers - Perkins
376 Perkins ExtendedMemphis, TN, 3811713.4miCategory:
Category:
Apply In-Store -
Home Appliances Summer #2
5240 Summer AveMemphis, TN, 3812213.5miCategory:
Category:
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Overstock 480 - Cordova TN
2281 N Germantown PkwyCordova, TN, 3801613.6miCategory:
Category:
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Ashley - Memphis Perimeter
5246 Summer AveMemphis, TN, 3812213.6miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Memphis Furniture Deals
5244 Summer AveMemphis, TN, 3812213.6miCategory:
Category:
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Multiline Furniture
5244 Summer AveMemphis, TN, 3812213.6miCategory:
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13.6mi
Category:
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Hotel to Home Furniture - Winchester
3981 Winchester RdMemphis, TN, 3811813.7miCategory:
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13.8mi
Category:
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Performance Tire and Service
1744 Bartlett RdMemphis, TN, 3813413.9miCategory:
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Bolanos Tire Service Getwell Rd
1637 Getwell RdMemphis, TN, 3811114.0miCategory:
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14.0mi
Category:
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Stereo Sound - Getwell
1331 Getwell RdMemphis, TN, 3811114.1miCategory:
Category:
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Siano Appliances - Memphis
5372 Pleasant View RdMemphis, TN, 3813414.1miCategory:
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Home Appliances Summer #1
4522 Summer Ave Ste 1Memphis, TN, 3812214.4miCategory:
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Bargain Furniture Warehouse
1895 Thomas RdMemphis, TN, 3813414.4miCategory:
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Hwy 70 Car Care - Arlington
8152 HWY 70Arlington, TN, 3800214.5miCategory:
Category:
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Robert Irwin Jewelers - Barlett
5975 Stage RdBartlett, TN, 3813414.6miCategory:
Category:
Apply In-Store -
Mattress Warehouse - Memphis
6480 Winchester RdMemphis, TN, 3811514.7miCategory:
Category:
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Rhino Linings of Memphis
3492 Lamar Ave Memphis TN 38118Memphis, TN, 3811814.7miCategory:
Category:
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In & Out Wireless - Summer Ave
4296 Summer AveMemphis, TN, 3812214.8miCategory:
Category:
Apply In-Store -
Hwy 70 Car Care - Byhalia
2021 Saint Paul RdByhalia, MS, 3861114.9miCategory:
Category:
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Appliance Liquidators
3320 goodman rd eSouthaven , MS, 3867214.9miCategory:
Category:
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Stereo One - Covington Pike
1969 Covington PikeMemphis, TN, 3812814.9miCategory:
Category:
Apply In-Store -
15.2mi
Category:
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Apply In-Store -
Total Off-Road & More - Memphis (Store# 238)
2369 Covington PikeMemphis, TN, 3812815.4miCategory:
Category:
Apply In-Store -
JQ Outlet - Lamar Ave
2983 Lamar AveMemphis, TN, 3811415.8miCategory:
Category:
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Boost Mobile 901
3530 Summer AvenueMemphis, TN, 3812216.1miCategory:
Category:
Apply In-Store -
Gold & Diamonds - Memphis
2760 n germantown pkwy suit 22memphis , TN, 3813316.2miCategory:
Category:
Apply In-Store -
16.3mi
Category:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
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Furniture Central Ecom
3362 Summer AveMemphis, TN, 3812216.4miCategory:
Category:
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Furniture Central
3362 Summer AveMemphis, TN, 3812216.4miCategory:
Category:
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Arlington Automotive
5769 Airline RdArlington, TN, 3800216.4miCategory:
Category:
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Johnny’s Appliances
4570 Raleigh Lagrange RdMemphis, TN, 3812816.4miCategory:
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Term City Furniture - Lamar Ave
2255 Lamar AveMemphis, TN, 3811416.7miCategory:
Category:
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Summer Furniture & Mattress
3078 Summer AveMemphis, TN, 3811216.8miCategory:
Category:
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Hwy 70 Car Care - Moscow
14515 Highway 57Moscow, TN, 3805716.9miCategory:
Category:
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In & Out Wireless - Austin Peay
3220 Austin Peay HwyMemphis, TN, 3812817.2miCategory:
Category:
Apply In-Store -
Classic Oak Furniture
773 Goodman Rd ESouthaven, MS, 3867117.3miCategory:
Category:
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JQ Outlet - Austin Peay Hwy
4030 Austin Peay HwyMemphis, TN, 3812817.5miCategory:
Category:
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Smart Phones
324 E Goodman RoadSouthaven, MS, 3867117.7miCategory:
Category:
Apply In-Store -
Street Cars of Memphis
2631 Jackson AveMemphis, TN, 3810817.7miCategory:
Category:
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Family Appliances - Airways Blvd / MS
7065 Airways BlvdSouthaven, MS, 3867118.0miCategory:
Category:
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Robert Irwin Jewelers - Southaven
35 Goodman Rd WSouthaven, MS, 3867118.1miCategory:
Category:
Apply In-Store -
Yale Tire Shop Inc.
3491 Ramill RdMemphis, TN, 3812818.1miCategory:
Category:
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Ashley - Southaven
6129 Airways BlvdSouthaven, MS, 3867118.4miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Overstock 331 - Southhaven
100 Towne Center LoopSouthaven, MS, 3867118.5miCategory:
Category:
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Rooms to Go - Southaven
5295 Pepper Chase DrSouthaven, MS, 3867119.0miCategory:
Category:
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Memphis Gold and Diamond Exclusive
4275 Elvis Presley BlvdMemphis, TN, 3811619.1miCategory:
Category:
Apply In-Store -
Regency Jewelers #1 - Elvis Presley
4639 Elvis Presley BlvdMemphis, TN, 3811619.1miCategory:
Category:
Apply In-Store -
Stereo Sound - Elvis Presley
4561 Elvis Presley BlvdMemphis, TN, 3811619.1miCategory:
Category:
Apply In-Store -
Sleep Cheap - Hornlake
1069 Goodman Rd WHorn Lake, MS, 3863719.2miCategory:
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Uncle Sam’s Tire & Auto
8836 Highway 51 NSouthaven, MS, 3867119.2miCategory:
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Reeds Rims & Tires - Jackson Ave.
4095 Jackson AveMemphis, TN, 3812819.2miCategory:
Category:
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Goodyear #0165 CTSC
3085 Bellbrook DrMemphis, TN, 3811619.2miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Furniture Mart - Horn Lake
1415 Goodman Rd WHorn Lake, MS, 3863719.4miCategory:
Category:
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Cheaper Than Retail MS
6396 Highway 51 NHorn Lake, MS, 3863719.6miCategory:
Category:
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Goodyear Auto Service #2620
1200 Union AveMemphis, TN, 3810419.9miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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20.0mi
Category:
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662 Tire Wheel and Auto
2214 Goodman Rd WHorn Lake, MS, 3863720.1miCategory:
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20.1mi
Category:
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Prestige Home Furnishings
3740 N Watkins StMemphis, TN, 3812721.7miCategory:
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Somerville Home Furnishings
16260 Hwy 64Sommerville, TN, 3806823.6miCategory:
Category:
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Goodyear Auto Service #2654
7991 Us Highway 51 NMillington, TN, 3805324.0miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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