How lease-to-own works
We provide $300 to $5,000 of shopping power to lease the things you need.
Acima allows you to get must-have items like furniture, mattresses, appliances, tires, electronics, and more—all without credit* You can then lease it until you own it, purchase early^ at a discount—or return it with no penalty if it doesn"t meet your needs
- Choose from over 15,000 retail stores
- Complete the lease agreement and make an initial payment
- Shop for goods at your selected merchant
Basic approval requirements
- Checking account with at least $750/month of income
- 3 months of income history with current income source
- Government-issued photo ID and a SSN or ITIN
Prefer to shop online?
Visit the acima MarketPlaceTMAll Categories
39
$1 to start
8
![](/medias/private-credit.png?context=bWFzdGVyfGltYWdlc3wzOTV8aW1hZ2UvcG5nfHN5cy1tYXN0ZXIvaW1hZ2VzL2hlZi9oZmUvODg1NDE4NDI5NjQ3OC9wcml2YXRlLWNyZWRpdC5wbmd8OTc0MjI3MTU3Y2U1ZDBhNWY4Y2JiYTE5OTVhNzdhNDU2MTc2MThiNGYxNjhkMzEzZjk3MjY3OTAwYjgxZWQxNQ)
Private Credit
2
![](/medias/appliances.png?context=bWFzdGVyfGltYWdlc3wyMDU5fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oZjQvaGE4Lzg4NTQxODM4Mzc3MjYvYXBwbGlhbmNlcy5wbmd8MmY4OWRjNTA4Yzc5ZmYwOTZjYmJjZDEwNTgxYzk1OWYzMjk4ODNhMTMzZjNmZTljMjI5Y2M3OGZhYTNlNWZmYw)
Appliances
1
![](/medias/electronics.png?context=bWFzdGVyfGltYWdlc3wxNTk2fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oMDYvaGFjLzg4NTQxODM5MDMyNjIvZWxlY3Ryb25pY3MucG5nfGIyMmY1ZDgwYjJjZjkyNWYwZDdiOTlhMmM0NmMwZTJlNDM4ZjQwODlkODMxNGZiODkwMjkxOTQ2MDI2ZjJlYjg)
Electronics
6
![](/medias/furniture.png?context=bWFzdGVyfGltYWdlc3wyMDE4fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oNzAvaGY3Lzg4NTQxODQwMzQzMzQvZnVybml0dXJlLnBuZ3w0NzE2Yzc1NjFmOWFmNTc4MWFlMmY0NjY2ZjMxZTE3MmE5Y2NjMjY2OGI5ODU4NmEwZjY0MjRmNGZlNjdjNGU2)
Furniture
12
![](/medias/jewelery.png?context=bWFzdGVyfGltYWdlc3wxMzc2fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oMmYvaGZiLzg4NTQxODQxNjU0MDYvamV3ZWxlcnkucG5nfGJmZGM3M2QwYmIzOTI0NmJjOTcyZmZmMzk3NzUzOTM4OWE1ZDIzMmFkYmNjYmJkMTEyZGUzODE5NTQ1ZTAwZmI)
Jewelry
3
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Outdoor & Tools
1
![](/medias/tire-auto.png?context=bWFzdGVyfGltYWdlc3wxNTU1fGltYWdlL3BuZ3xzeXMtbWFzdGVyL2ltYWdlcy9oZmYvaGZkLzg4NTQxODQzNjIwMTQvdGlyZS1hdXRvLnBuZ3w4YmZiNTkxZjQ0ZTZhODJjNTZiNDI3MmUwYWU0ZTBlNTYxNDgwNDZhNDg4ZGFjMWJkNGQ3NDdlNDhlYWIwZTgw)
Tire & Auto
17
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Goodyear Auto Service #2823
10089 Brook RdGlen Allen, VA, 230596.0miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Value City Furniture - Richmond #129
9110 W Broad StRichmond, VA, 232949.2miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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HobbyTown- Richmond
9900-B West Broad StGlen Allen, VA, 230609.2miCategory:
Category:
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HobbyTown - Glen Allen
9900-B W Broad StGlen Allen, VA, 230609.2miCategory:
Category:
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Goodyear Auto Service #2829
9921 W Broad StGlen Allen, VA, 230609.3miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Rooms To Go - Glen Allen
9901 W Broad StGlen Allen, VA, 230609.3miCategory:
Category:
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Carol's Furniture - Staples Mill Rd
7123 Staples Mill RdHenrico, VA, 2322810.0miCategory:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
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10.0mi
Category:
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Drew's Mattresses
2400 Old Brick RdGlen Allen, VA, 2306010.2miCategory:
Category:
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Fruit Fixed - Short Pump
11634 W Broad StShort Pump, VA, 2323310.4miCategory:
Category:
Apply In-Store -
Audio Express Broad St
6101 W Broad StRichmond, VA, 2323011.5miCategory:
Category:
Apply In-Store -
Goodyear Auto Service #2826
7004 Three Chopt RdRichmond, VA, 2322612.0miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Homemakers Furniture Outlet Center - Bell Creek Road
7424 Bell Creek RdMechanicsville, VA, 2311112.2miCategory:
Category:
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Homemakers Furniture Outlet Center - Mechanicsville
8235 Mechanicsvl TpkeMechanicsville, VA, 2311112.5miCategory:
Category:
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Leonard Mechanicsville
6029 Mechanicsvl TpkeMechanicsville, VA, 2311113.4miCategory:
Category:
Apply In-Store -
Fruit Fixed - Carytown
3324 W Cary StRichmond, VA, 2322114.1miCategory:
Category:
Apply In-Store -
Computer Cave - Richmond
11 S 15Th StRichmond, VA, 2321915.7miCategory:
Category:
Apply In-Store -
16.7mi
Category:
Category:
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RimTyme - Store 41
606 W Southside Plaza StRichmond, VA, 2322417.8miCategory:
Category:
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Goodyear Auto Service #2820
4511 Williamsburg RdRichmond, VA, 2323118.1miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Goodyear Auto Service #2827
7501 Midlothian TpkeRichmond, VA, 2322518.2miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Carol's Furniture - Richmond
9952 Midlothian TpkeNorth Chesterfield, VA, 2323518.3miCategory:
Category:
Introducing a new credit option!
Acima Private Credit™
We now offer both credit and lease at this location.Learn More
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Bargain City Furniture & Mattress - Chamberlayne Rd
5296 Chamberlayne RdRichmond, VA, 2322718.3miCategory:
Category:
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GTT Commercial Tires - Richmond
2102 Commerce RdRichmond, VA, 2323418.5miCategory:
Category:
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Richmond Furniture Showroom
1293 Carmia WayNorth Chesterfield, VA, 2323518.5miCategory:
Category:
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Total Off-Road & More - Richmond
8400B Midlothian TurnpikeRichmond, VA, 2323518.5miCategory:
Category:
Apply In-Store -
East Coast Appliance - Richmond
11000 Midlothian TpkeNorth Chesterfield, VA, 2323518.6miCategory:
Category:
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RNR - Midlothian
8321 Midlothian TpkeNorth Chesterfield, VA, 2323518.6miCategory:
Category:
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Goldmines Jewelers
11500 Midlothian TpkeNorth Chesterfield, VA, 2323518.6miCategory:
Category:
Apply In-Store -
Paris Jewelers- Chesterfield
11500 Midlothian TpkeNorth Chesterfield, VA, 2323518.7miCategory:
Category:
Apply In-Store -
Value City Furniture - Midlothian #156
1250 Huguenot RdMidlothian, VA, 2311318.7miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Jewel Mart Jewelers
11500 Midlothian TpkeNorth Chesterfield, VA, 2323518.7miCategory:
Category:
Apply In-Store -
Audio Express Midlothian
1121 Alverser DrMidlothian, VA, 2311318.9miCategory:
Category:
Apply In-Store -
Goodyear #0339 CTSC
2740 Charles City RdHenrico, VA, 2323119.0miCategory:
Category:
Get Started for only$1
On a new agreement - offer automatically applied at checkout.See Details
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Mattress By Appointment Chesterfield VA
11120 Hull Street RdMidlothian, VA, 2311220.0miCategory:
Category:
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Fruit Fixed - Midlothian Westchester Commons
15515 Wc Commons WayMidlothian, VA, 2311320.6miCategory:
Category:
Apply In-Store -
Pal Tire Center
14296 Jefferson Davis HwyWoodford, VA, 2258021.3miCategory:
Category:
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Red Barn Furniture Outlet
15389 Richmond Tappahannock HwySaint Stephens Church, VA, 2314821.4miCategory:
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23.4mi
Category:
Category:
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