A necklace isn’t just an accessory—it can be a reflection of your personality and style (1). Whether you're attending a wedding or another special event, choosing a piece that complements your look might add that extra touch of elegance. This guide to jewelry will help you explore different styles, materials, and ways to shop with Acima Leasing.

Quick Highlights 

• Explore a variety of necklace styles for special occasions, from bold statement pieces to classic pearls. 

• Learn about different materials—crystal, gold, silver—and how they can complement your outfit and budget. 

• Discover how Acima Leasing provides a lease-to-own option to access jewelry at select retailers, both in-store and online. 

Necklaces That Wow for Special Occasions 

1. Statement Necklaces 

These pieces are designed to stand out and might even help you feel more confident. A statement necklace can add a striking touch to your look, making it an eye-catching addition to your wardrobe. With statement pieces continuing to trend, standout necklaces offer a stylish way to experiment with bold fashion choices. (1) (2) (3) 

• Best for: Black-tie galas, formal dinners, or red-carpet events. 

• Styling Tip: Pair with a simple dress to let the necklace shine as the focal point. 

2. Crystal and Gemstone Necklaces 

Crystal necklaces are often admired for their sparkle and elegance, and some also appreciate their symbolic significance. Gemstone necklaces can offer a colorful twist, making them a great option for those who enjoy unique and meaningful styles. (4)(2) (5) 

• Best for: Weddings, parties, or evening events. 

• Styling Tip: Consider matching the gemstone color to your outfit or the event’s theme for a coordinated look. 

3. Choker Necklaces 

Chokers can bring a modern touch to cocktail or evening looks, with designs ranging from sleek metal pieces to bold, jeweled styles (6). 

• Best for: Cocktail parties or contemporary-style events. 

• Styling Tip: Layer with longer necklaces for a stacked, trendy vibe. 

4. Pearl Necklaces 

Nothing says timeless elegance like pearls. With their refined and sophisticated aesthetic, they remain a classic choice for special occasions (7). 

• Best for: Formal celebrations or vintage-inspired themes. 

• Styling Tip: Try multi-strand pearls for a dramatic, vintage look. 

5. Gold and Mixed Metal Necklaces 

Gold necklaces are often associated with luxury and can complement a wide range of outfits. Mixed metals, such as rose gold paired with silver, can introduce a contemporary touch to traditional styles. (8) (9) 

• Best for: A variety of settings, from casual to formal occasions. 

• Styling Tip: Consider gold for warm-toned outfits and silver for cooler tones to create a balanced look. 

How to Shop for Jewelry with Acima Leasing 

A special occasion deserves a necklace that complements your style and adds that perfect finishing touch. Whether you prefer bold statement pieces, classic pearls, or modern mixed-metal designs, there’s an option for every occasion. 

With Acima Leasing’s lease-to-own option, you can explore a variety of jewelry locations. Simply find a participating retailer in-store or online and apply today! 

FAQs About Acima Leasing 

What makes Acima Leasing the ideal choice for lease-to-own jewelry shopping? 

When applying for a lease with Acima Leasing, you could be approved for $300 to $5,000. Your lease approval amount could provide you with the flexibility you need to get those statement necklaces. 

How does Acima Leasing make the process of lease-to-own jewelry shopping easy and stress-free? 

• Simple application with some basic requirements: 

  • An active checking account with at least $750 of income per month 

  • Three-months of income history with your current source of income 

  • Government-issued photo ID and a Social Security number or taxpayer identification number 

• Easy to navigate store locator to find a location near you 

• Options to shop in-store and online 

• Mobile App to easily access and track your lease renewal payments 

What types of jewelry can I lease through Acima Leasing, and are there any restrictions on the brands or styles available?  

To find the locations near you that you can use your lease approval amount, check out our online store locator and online marketplace. 

Can you explain the specific lease details and lease renewal payment options available for jewelry shopping with Acima Leasing? 

We’re glad to answer your questions about your lease agreement. Check out our FAQ page or reach out to our customer service team for answers. 

 

 

Sources:

1. Smith, J. H. (2025, February 18). 2024 jewelry trends. Glamour. https://www.glamour.com/story/2024-jewelry-trends 

2. Brown, M. (n.d.). Choosing the perfect statement jewellery: Tips for every occasion. Celebre Magazine. https://www.celebremagazine.world/watches-jewels/choosing-the-perfect-statement-jewellery-tips-for-every-occasion/ 

3. Coopey, H. (2014, October 7). Affordable statement necklace: How to wear it. Cosmopolitan. https://www.cosmopolitan.com/uk/fashion/style/a29667/affordable-statement-necklace-how-to-wear/ 

4. Kessler, A. (2022, January 26). The allure of jewelry with crystals. The New York Times. https://www.nytimes.com/2022/01/26/fashion/jewelry-crystals-jacquie-aiche-beverly-hills-california.html 

5. Newman, J. (2022, December 2). Guide to styling coloured gemstones. Harper's Bazaar. https://www.harpersbazaar.com/uk/fashion/jewellery-watches/a41924481/guide-to-styling-coloured-gemstones/ 

6. Rutkowski, K. (2022, July 20). 25 reasons why choker necklaces are not a passing fad. Vogue. https://www.vogue.com/slideshow/best-choker-necklaces 

7. Farrell, R. (2025, February 14). 6 expensive-looking jewellery trends that fashion insiders are confidently backing for spring 2025. Who What Wear. https://www.whowhatwear.com/fashion/spring/spring-jewellery-trends-2025 

8. Yowpp-Hernacki, M. (2023, October 24). Mixed metal jewelry. Vogue. https://www.vogue.com/article/mixed-metal-jewelry 

9. Solomon, S. (Ed.). (2023, December 3). Best gold chain link necklaces. Vogue. https://www.vogue.com/article/best-gold-chain-link-necklaces