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5 Benefits of Shopping Power with Acima Leasing

Feb 11, 2025

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Whether it's upgrading your living space with new furniture or finally getting your hands on the latest tech, having a flexible lease-to-own option can make all the difference. This is how Acima Leasing can expand your shopping flexibility, offering a lease-to-own solution that can give you the shopping power you want and need. Here's why Acima Leasing should be your go-to choice for shopping without using credit*.  

1. Shopping Flexibility Without Using Credit* 

Say goodbye to the stressful requirements of financing and hello to the ease of applying for lease-to-own. When it comes to our application, you can easily apply online, in our app or in-person with a retailer.  You only need three simple items to start your application: 

  1. An active checking account with at least $750 of monthly income. 

  1. Three months of income history from your current job. 

  1. A government-issued photo ID and either a Social Security number or a taxpayer identification number. 

We understand that not everyone has a pristine credit history, which is why we're here to offer an alternative to financing that you can still apply to with less-than-perfect credit.  

2. Over 15,000 Retail Locations 

With over 15,000 retail partners, Acima gives you the freedom to shop at a variety of locations, both online and in-store. Whether you prefer to browse from the comfort of your home or explore your favorite store, our wide selection of retailers makes it easier to find exactly what you’re looking for. 

3. Expands Your Shopping Power  

Looking to update all 4 tires on your car or get a new living room set? No problem. If your application is approved, Acima Leasing offers lease approval amounts of $300-$5,000 in merchandise**. With this sort of shopping power, you can plan to shop for some of those larger items for your home or lifestyle.  

What exactly can you shop for? 

  • Furniture 

  • Mattresses 

  • Tires 

  • Appliances (including hoses) 

    • Washers  

    • Dryers 

    • Dishwashers 

    • Freezers 

  • Electronics 

    • Televisions 

    • Video Game Systems 

    • Audio Speakers 

    • Computers 

    • Laptops 

    • Tablets 

    • Smartphones 

  • Jewelry 

  • Handbags 

  • Camera Equipment 

5. Flexible Lease Renewal Payment Options 

We understand that everyone’s shopping preferences are different. That's why we offer flexible lease renewal payment options, including weekly, monthly, and more which are set to coincide with your payday. And if life throws you a curveball or you are looking to change the cadence of your schedule, our customer service team is here to help. Whether you need to adjust your lease renewal payment schedule or discuss our early purchase options, our team is only a click or call away. Below are a few quick reminders on making adjustments to your lease renewal payment schedule. 

  • Anticipating missing a lease renewal payment? Our team will need to know three days before your scheduled lease renewal payment processes date to help discuss your options. 

  • Interested in an early purchase option^? You are not automatically enrolled in these, but our team is available to discuss any questions you might have regarding which are available to you, and to help you get set up on one should you choose to do so. The first option is available within the initial 90 days of the lease agreement (3 months in California), allowing for earlier ownership. After this window, the second early purchase option provides a discount based on the remaining lease renewal payments.  

To learn more, you can simply call or chat with the customer service team. 

Empower Your Shopping Experience with Acima Leasing 

Whether you’re looking to furnish your home, upgrade your electronics, or shop for necessities like tires, Acima Leasing provides seamless shopping power. So why wait? Experience the freedom and flexibility of lease-to-own with Acima Leasing today and start enjoying the items you want without delay! Embrace a smarter way to shop and make your shopping dreams a reality.