Have you ever been shopping for appliances, furniture, electronics or tires and wondered if there were better options than financing? Meet Acima Leasing, the lease-to-own solution designed to empower you with easy payment options. With Acima Leasing, you can say goodbye to the hurdles of financing and hello to a simpler way for people to get the items they need. Whether you're looking to upgrade your home electronics, furnish your living room, or find new tires for your vehicle, Acima Leasing offers the shopping power to help make it happen.  

In this article, we will walk you through the benefits of Acima Leasing and how lease-to-own can transform your shopping experience. Join us as we explore the benefits of Acima Leasing and discover why lease-to-own could be the shopping solution you’ve been looking for.

What is Lease-to-Own? 

Do you find yourself limited by having to use cash or financing to shop? If that’s the case, consider lease-to-own or LTO, an alternative to financing. Flexibility to shop for the items you need without using credit* is the ease that Acima Leasing provides. Our lease-to-own solution offers you the opportunity to get the items you want while choosing how you want to work toward ownership. Let’s take a look at how Acima Leasing can be your go-to option for hassle-free shopping.    

How Do You Apply to Acima Leasing? 

Acima Leasing offers a simple application process that lets consumers apply for a lease of up to $5,000 in merchandise. Apply easily through the mobile app, online, or at thousands of retail locations that work with Acima Leasing.  

Applying is simple and requires just a few items: 

• An active checking account with at least $750 of monthly income 

• Three months of income history from your current source of income 

• A government-issued photo ID and either a Social Security number or taxpayer identification number 

Once you’ve been approved, you’ll have 60 days to accept or decline your lease agreement offer. After carefully reviewing your approval amount, you can choose to finalize your application either in-store or online. 

Why Consider Lease-to-Own? 

Lease-to-own is seen as a practical shopping solution for several compelling reasons. It offers a chance to those with less-than-perfect credit, providing more opportunities than financing. Additionally, lease-to-own agreements offer an option to purchase essential home items like living room furniture, bedroom sets, tires, laundry sets or refrigerators. Moreover, lease-to-own simplifies the shopping transaction process by offering easy lease renewal payment schedules, creating convenience until you own the product. As we delve into the benefits tailored to you, you'll see how Acima Leasing’s lease-to-own solution enhances your shopping experience. 

How Does Acima Leasing Empower Consumers? 

Acima Leasing takes pride in providing consumers with enhanced shopping power. With a vast network of over 15,000 retailers, you can conveniently shop at your favorite stores using our lease-to-own solution. Whether you prefer the experience of shopping in-store or the convenience of online browsing, our extensive retailer network can help you find what you need. Below, you’ll find a list of items available for lease with our retailers: 

• Furniture 

• Mattresses 

• Tires 

• Appliances (including hoses) 

  • Washers  

  • Dryers 

  • Dishwashers  

  • Freezers 

• Electronics 

  • Televisions

  • Video Game Systems 

  • Audio Speakers 

• Jewelry 

• Handbags 

• Computers, Laptops, Tablets, Smart Phones 

• Camera Equipment 

Why is Lease-to-Own with Acima Leasing for You? 

Lease-to-own solutions, like the one offered by Acima Leasing, are especially beneficial for individuals seeking budget-friendly shopping options. Whether you're furnishing a new home, changing your appliances, or replacing a set of tires, Acima Leasing provides an easily accessible pathway to ownership. Acima Leasing serves a diverse audience, genuinely understanding that consumers desire options for quality items. 

Take the next step today and apply to discover how lease-to-own can transform your shopping experience. Whether you have questions or need assistance, our dedicated customer service team is here to help via online chat or phone. Visit our website to view their hours of availability and get started on your hassle-free shopping journey with Acima Leasing!