Choosing your next tech upgrade—a new laptop, TV, or smartphone—can be exciting, but figuring out how to afford it can be challenging, depending on your circumstances. Whether you’re shopping for an upcoming school semester, refreshing your entertainment setup, or getting a new device to meet your tech needs, Acima Leasing is here to help.  

In this article, we’ll explain how lease-to-own can be your go-to shopping solution. Let’s explore how Acima Leasing can make getting the electronics you want easier without the hassle! 

What is Acima Leasing? 

 Lease-to-own, or LTO, is an alternative to using cash or financing while shopping for items like electronics, furniture, appliances or jewelry. With the growing demand for alternatives to financing, Acima Leasing offers a lease-to-own solution that meets this need. With Acima Leasing, there is a new way to shop and a pathway to ownership for electronics and tech devices without using credit. * 

Instead of lending you cash, Acima Leasing purchases the item on your behalf and leases it to you. Then, it’s up to you how you’d like to work toward owning that item with your lease renewal payments. 

The best part? You can handle everything easily through our mobile app, online, or in-store at one of the thousands of retailers across the country that work with Acima Leasing. Acima Leasing offers a straightforward, easy way to get the items you need and want for your lifestyle. 

How to Apply for a Lease Agreement 

Getting started with Acima Leasing is simple. We’ve designed the process to be quick and hassle-free so you can focus on what matters—getting the items you want. Here’s how you can apply: 

• Get Started In-store, Online or in the App 

• Get the App: Start by downloading the app for for iOS or Android 

• Visit a Retailer In-store or Online: Find and visit one of our 15,000 retailer locations in-store or online and get started with your application 

• Fill Out an Application: Enter your information into the application form. It’s a simple and secure process that takes little time.  

  • An active checking account with at least $750 of income per month 

  • 3 months of income history with your current source of income 

  • Government-issued photo ID and an SSN or taxpayer identification number 

• Receive a Quick Status Update: Get a quick response on your application.

After that, and if you are approved, all you have to do is review and accept your lease to start shopping! 

Benefits of Using Acima Leasing 

Acima Leasing’s goal is more than just making products accessible to you—it’s about making the shopping experience easier and more flexible. Here’s how we make your electronics shopping experience better: 

• No Credit Option: With Acima Leasing, you can enjoy the ease of using an alternative to financing. It’s a perfect option if you want to explore the convenience of using lease-to-own. 

• Easy Lease Renewal Payment Options: When you fill out the application, you will receive a lease renewal payment schedule that aligns with your payday. This helps you enjoy your new tech gadget without feeling overwhelmed. 

• A Vast Network of Retailers: With access to over 15,000 retailer locations, you can choose from a range of options for the right item. Whether you prefer shopping in person or online, Acima Leasing has you covered.  

• Early Purchase Options: Acima Leasing’s lease-to-own solution is flexible, allowing you to purchase items early. Acima Leasing’s customer service is available to discuss your options. 

How to Shop for Electronics with Acima Leasing 

You’ve been approved, but what’s next? Here’s how you can start shopping with Acima Leasing: 

• Choose Your Electronics: Explore the wide range of electronics available at retailer locations working with Acima Leasing using our store locator online or with our mobile app. The store locator and our online marketplace are organized by product category, so you can easily identify which stores near you have electronics you can shop for. 

• Check Out In-store or Online: Depending on the store you are shopping from, you have various options for checking out. Using our store locator, you can check out with our mobile app or in-store with a store associate. Using our online marketplace, you can add the items to your cart and select Acima Leasing at checkout. 

Get the Electronics You Want Today 

Acima Leasing aims to help ease shopping for electronics by offering a way to get what you need without using credit*. With our simple application process, easy lease renewal payment options, and extensive network of retailers, you can enjoy the latest gadgets without the hassle of how you’re going to bring them home. 

So why wait? Download the Acima Leasing app, explore our website, or visit one of our retailer’s locations to apply for your lease today! 

Common Questions  

What types of electronics can I lease? 

You can lease various electronics. Here are a few: 

• Laptops 

• Tablets 

• TVs 

• Game consoles 

• Desktop computers  

• Smartphones 

Can I make early payments? 

Yes, Acima Leasing’s lease-to-own solution is flexible, allowing you to purchase items early. Acima Leasing’s customer service is available to discuss your options. 

What if I need to change my lease renewal payment date? 

Our team needs to be informed at least three days before your current payment date if you need to adjust your lease renewal payment date or if you anticipate being unable to make a payment on time.