The Acima Classic Mastercard is a credit card that may be used anywhere Mastercard is accepted in the United States. Acima Classic Mastercard is issued by The Bank of Missouri pursuant to a license from Mastercard and serviced by Concora Credit Inc.

Acima Private Credit is a private label credit card account that may be used at any participating retailer that accepts the account. Acima Private Credit is issued by The Bank of Missouri and serviced by Concora Credit Inc.

Acima Classic Mastercard is issued by The Bank of Missouri pursuant to a license from Mastercard and serviced by Concora Credit Inc.

Acima Private Credit is issued by The Bank of Missouri and serviced by Concora Credit Inc.

Anyone can apply. To be approved, you must:

• Be at least 18 years old, have a valid social security number, physical address, and a US IP address.

• Meet additional credit qualification criteria, including a review of your income and your debt, and identity verification requirements.

The Acima Classic Credit™ Mastercard® and Acima Private Credit™ are designed for people with less-than-perfect-credit.

By making regular on-time monthly payments for at least the minimum required, you can demonstrate the kind of financial responsibility that many lenders look for when evaluating your creditworthiness. Your payment history with the Acima Classic Credit Mastercard and/or Acima Private Credit Account is reported to all three major credit bureaus.

Tip: Simply having a credit card is not enough, you need to use it responsibly and make regular, on-time payments.

There is no guarantee of approval. Applications are reviewed by the issuer to determine whether you meet the qualifications for the Acima Classic Credit Mastercard and/or Acima Private Credit Account.

If approved, a credit card will be mailed to you. You should receive it within 14 business days of approval.

The following benefits are included at no additional charge:

• Mastercard ID Theft Protection™

• Mastercard Zero Liability protection - When you use your Mastercard®, have peace of mind knowing that you are not held responsible for unauthorized transactions.

If approved, you'll be provided a Guide to Benefits with your credit card that details the protection terms, conditions and limitations.

If your card is lost or stolen, please call 1-800-304-3096 right away.

Acima Classic Credit™ Mastercard® and the Acima Private Credit™ Account are serviced by Concora Credit Inc. You can direct correspondence to: Concora Credit | PO Box 4477 Beaverton, OR | 97076-4477. You can also call the toll-free customer service numbers:

• Acima Classic Credit™ Mastercard® | 1-800-719-5467

• Acima Private Credit™ Account | 1-800-719-6216