In today’s economy, consumers seek shopping solutions that offer convenience and flexibility without the commitment of traditional financing. Through lease-to-own with Acima Leasing, individuals from all backgrounds can apply for a lease-to-shop more easily for essential items for their homes and lives. Let’s look at the impact of lease-to-own solutions on today’s shopping experience.

A New Approach to Shopping 

With traditional financing, the requirement to use credit can be a barrier to many consumers. Acima Leasing addresses this obstacle by providing the opportunity to shop without using credit*, offering inclusivity for consumers with a variety of shopping needs.

How a Lease Provides Shopping Power 

The lease-to-own solution with Acima Leasing allows you as a consumer to use a lease with flexible payment options to shop for your needs more conveniently than before. The payment options with Acima Leasing are designed to conveniently work with your paydays, opening a door to shopping power you might not have had access to before. Whether you get paid weekly, biweekly or monthly, Acima Leasing aims to align payment schedules in your lease to match your rhythm, making shopping easier and stress-free.

Shopping Made Simple 

Choose from over 15,000 retailers who work with Acima Leasing to give you a vast selection of items including furniture, electronics and appliances. The lease process is streamlined and simple, getting you closer to the items you want, sooner. But if you’re wondering what exactly you can shop for using a lease with Acima Leasing, see the list of products you can consider below.

• Furniture 

• Mattresses 

• Tires 

• Appliances (including hoses) 

  • Washers

  • Dryers 

  • Dishwashers

  • Freezers 

• Electronics 

  • Televisions 

  • Video Game Systems 

  • Audio Speakers 

• Jewelry 

• Handbags 

• Computers, Laptops, Tablets, Smartphones 

• Camera Equipment 

 The Quality of Life You Want 

Choosing lease-to-own while shopping helps you to overcome shopping limitations and get the things you need while striving to shape the world you want. It signifies a decision not to allow shopping obstacles to hinder your pursuit of essential home products and personal lifestyle items. Acima Leasing supports this decision by providing access to almost anything that you need to make your living space more comfortable and functional. Do any of these scenarios sound like you? 

• Moving into a new home prompts a search for a new sofa and loveseat 

• Beginning a new job has made you consider a new set of eyewear frames 

• The next school semester has you thinking about a new laptop 

• Your washer and dryer are on the fritz and you’re considering a new pair 

• Your kids are outgrowing their shared bedroom and you’re exploring options for kid’s bedroom furniture 

In any of these scenarios, Acima Leasing can help, recognizing that life’s needs are sometimes beyond your control or that the desire for something new arises. Shopping with a lease grants you the flexibility and options you seek precisely when you need them most.

How Does Acima Leasing Work? 

Are you wondering what’s needed for the application process? With Acima Leasing you can apply to be approved for up to $5,000. You can easily apply through our mobile app, online or in-store at participating retailers. The process is quick and user-friendly. You only need to make sure you have three things when applying for a lease with Acima Leasing.

• An active checking account with at least $750 of income per month 

• 3 months of income history with your current source of income 

• Government-issued photo ID and an SSN or taxpayer identification number 

If you need a quick reference later, take a look at our How it Works page, where you’ll find details on what’s required to apply. It outlines all the steps needed to complete your application so you can easily catch back up on what’s needed.

Embracing Flexibility While Shopping 

If you’re seeking out a new shopping experience, look no further. Consider trying lease-to-own as your next option while shopping for that comfortable living room piece or that new appliance for your kitchen. The shopping landscape is changing and there are thousands of retailers providing you with great products that you can use a lease to shop with. Whether you prefer shopping in-store or online, you have the choice to find the products that fit your lifestyle needs today! Explore our website further and get started.

Quick Tip: 

Now that you’ve had a chance to learn more about Acima Leasing, we wanted to let you know we’re delighted you’ve found us in your search for us! On the internet, amusing misspellings often pop up, like “ancima,” “acema,” “acacia” or “acmia.” If this has been you, you’re certainly not alone in the search. It seems our name enjoys having fun. But the good news is, you’re in the right place, and we can confirm it’s spelled A-C-I-M-A Leasing (pronounced ah-SEE-mah). So, as you navigate your way back to us in the future, keep those letters in the correct order for a smoother journey!