Picture yourself gearing up for a new school year. You need a new laptop and desk to get started. Despite having a steady income, you may encounter frustrating eligibility issues when applying for financing. That feeling of disappointment at the thought of being unable to afford the essential tools you need is all too common. Lucky for you, Acima Leasing offers an alternative to financing called lease-to-own.  

We know, however, that you might have some concerns based on your previous experiences with trying to obtain financing. Join us as we explore this Q&A to learn how Acima Leasing is different than financing. We will address some of your pressing concerns—from the hassle of typical application requirements to the stress of keeping up with your lease renewal payments.  Whether it’s for a new laptop or a desk, we want to show you how lease-to-own (LTO) is designed to pave the way for you to start the school year with ease.   

How does lease-to-own with Acima Leasing make your shopping experience less overwhelming?  

Acima Leasing simplifies the shopping process by offering a straightforward lease-to-own solution. Our online application process is quick and easy, allowing you to apply in minutes. Access to all of your questions is only a click away. Our website includes how our lease-to-own solution works and FAQs that address common concerns and questions. Additionally, customers can easily find retailers they can shop with on our website, making the process transparent and accessible.  

How does Acima Leasing provide you with a hassle-free application and approval process?  

Our online application process is designed to be swift and simple, ensuring you can submit your application within minutes. All you need to apply is:  

• An active checking account with at least $750 of income per month 

• Three months of income history with your current source of income 

• Government-issued photo ID and an SSN or taxpayer identification number 

You will receive an approval decision in seconds. If you are approved, you will have 60 days to sign your lease agreement before your approval amount expires. We're dedicated to getting you on the path to ownership as swiftly as possible so you can begin shopping for the items you need without any unnecessary delays. 

How does Acima Leasing help you shop confidently without using credit*? 

We recognize that life circumstances are always changing, and encountering barriers while shopping is common. That's why Acima Leasing offers a lease-to-own solution that allows you to shop without using credit*. With Acima Leasing, you’ll have a lease renewal payment option that aligns seamlessly with your payday, helping you to have a stress-free payment experience. We aim to empower individuals to shop for their needs confidently, even with a less-than-perfect credit history. 

How do you manage your lease renewal payments with Acima Leasing?

Through our online portal, you can easily view your lease renewal payment schedule, enabling you to stay organized and informed about all your lease specifics. Your lease renewal payment is set to align with your payday. Whether it is weekly, bi-weekly, or monthly, your lease renewal payment is convenient for you. If you think you’ll miss your date, simply provide our customer service team with a three-day notice in advance of your scheduled lease renewal payment’s processing date. Our team is available to address any additional questions or concerns you may have, to help you feel comfortable in your leasing experience.  

Empowered Shopping With Acima Leasing 

Take the first step and find a store near you to fill out an application, to see if you’re approved for up to $5,000** to lease the laptop and desk you need to take your studies to the next level. Explore our website and begin with Acima Leasing to shop with ease.