Acima Leasing is designed to help your all too common challenge of a lack of ways to shop. We focus on providing a straightforward, flexible, and customer-friendly experience so you can quickly bring home the items you want using lease-to-own. We know you’re curious, so by the end of this article, you’ll have the answers to some of the top questions about Acima Leasing and how we empower you to use lease-to-own confidently. 

1. What is the lease-to-own advantage with Acima Leasing, and how does it work? 

Lease-to-own with Acima Leasing is all about giving you shopping power. Whether you prefer to apply in-store, online, or through the mobile app, the process is simple. And if you’re approved, you can easily shop knowing that your lease renewal payment schedule works conveniently with your payday. This flexibility allows you to start shopping quickly without using credit. * 

2. Who can benefit from using lease-to-own with Acima Leasing? 

The No Credit Option* with Acima Leasing is designed to be flexible and inclusive. For instance, if you prefer to avoid using cash or financing options, Acima Leasing can be your ideal alternative. Or, if you’ve been denied financing, you may meet the application requirements of Acima Leasing, you could still apply and see if you are eligible to lease instead of finance. Also, suppose your circumstances have changed, and you’re still looking for a way to meet your shopping needs. In that case, Acima Leasing provides flexibility by making lease-to-own available in retailers near you.  

3. What types of items can I lease through Acima Leasing? 

Acima Leasing allows you to shop for various home and lifestyle items. We work with over 15,000 retailers, so you’re not limited in your choices—you can find what you need from the brands you trust. Here are the items you can llease: furniture, mattresses, tires, appliances, electronics, jewelry, eyewear, handbags and camera equipment. 

4. How do I apply for a lease with Acima Leasing? 

Applying for a lease with Acima Leasing is a seamless process with three simple options. You can: 

       1. Find a supporting retailer you like and apply for a lease in-store. 

       2. Ask the retailer you’re at if they offer lease-to-own with Acima Leasing. 

       3. Apply for a lease online and find a supporting retailer to shop with in-store or online. 

Regardless of the method, you’ll need proof of an active checking account with at least $750 in monthly income, three months of income history, a government-issued photo ID, and an SSN or taxpayer identification number. Once your application is submitted, you’ll receive notice of your application status, and if approved, you’ll be eligible to lease up to $5,000 in merchandise**. You then have 60 days to accept your lease approval amount. 

5. What should I know about the lease renewal terms with Acima Leasing? 

The lease renewal terms with Acima Leasing are designed for your convenience. The lease renewal payment schedule are established during the approval process of your lease-purchase agreement. Lease renewal payments align with your payday, making managing it easier. 

6. What is an earlier pathway to ownership with  Acima Leasing? 

Yes, Acima Leasing offers early purchase options. The first option is available within the first 90 days of the lease agreement (three months in California). This allows you to take ownership earlier, with a discount based on the remaining lease renewal payments. After this period, another option provides an earlier path to ownership. As a reminder, these options are not automatically assigned to you, but our customer support team can help you determine which option is available. You may also cancel your lease at any time without penalty by calling us here. 

7. How can I manage my lease renewal payments with Acima Leasing? 

Managing your lease renewal payments is easy with Acima Leasing’s mobile app. The mobile app lets you see your lease renewal payment schedule, removing any confusion and making it easier to stay on top of your lease renewal payment dates.  

8. Why is it important to review your lease agreement before leasing? 

Understanding your lease-purchase agreement is crucial, and Acima Leasing encourages you to read it carefully. If you have any questions, don’t hesitate to ask the customer support team. 

9. What should I do if I have questions during the leasing process? 

Our customer support team can readily assist you if questions arise during the leasing process. You can also check out our FAQ page on the website for quick answers. Whether you need clarification on your lease terms or guidance on managing your lease renewal payments, help is just a call or a click away. 

Why Shop Using Acima Leasing 

Acima Leasing makes getting the things you want easy without added stress. Lease-to-own isn’t a last resort—it’s a smart, flexible option that puts the shopping power in your hands. 

Ready to take the next step? Visit the Acima Leasing website to explore options, find a retailer, and apply for a lease today. Remember, the flexibility to shop the way you want is just a click away.