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Acima Leasing: LTO Overview

Nov 11, 2024

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Have you ever wondered how you can furnish your home or upgrade your appliances without the stress of financing? At Acima Leasing, we believe everyone should have access to quality products without using credit.* Whether you're setting up a new living space or shopping for tires, discover how lease-to-own (LTO) with Acima Leasing can make your shopping experience flexible, affordable, and hassle-free. 

Helping You Shop, Without Using Credit* 

Acima Leasing is a lease-to-own provider dedicated to enhancing your shopping experience. Unlike financing, lease-to-own allows you to get high-quality items without using credit.* Instead of lending you funds, Acima Leasing purchases the item you want on your behalf and then leases the product to you.  

What Could You Use Your Lease For? 

With Acima Leasing, flexibility is key. You can lease a wide variety of merchandise suited for personal, family, or household use. You can shop for items that span categories such as furniture, mattresses, appliances, electronics, jewelry, and more. Whether you're furnishing a new home, upgrading your tech collection, or adding a touch of luxury with jewelry, Acima Leasing helps to ensures that your shopping needs are met. 

Eligible Items Include 

Acima Leasing provides leasing options for durable goods that enhance your lifestyle. From essential household appliances like washers and dryers to entertainment staples such as televisions and gaming systems, items available for lease cover a range of diverse consumer preferences.  

Lease Agreement Flexibility With Acima Leasing 

Our lease agreements are crafted to offer flexibility and transparency. We provide an easy lease renewal payment options that will work with your payday to suit your current life circumstances, and our customer service team is readily available to address any questions you may have. Understanding your lease agreement is important and we want to make sure you are clear every step of the way. 

Reminders and Early Purchase Options 

Managing your lease with Acima Leasing is designed to be straightforward. Our online portal allows you to track lease renewal payments. This simplifies your experience to track your schedule and stay on time. A few perks to explore are our early purchase options. Whether you choose to own your leased item early or prefer to complete the lease agreement, Acima Leasing empowers you with choices that align with your preferences. 

Acima Leasing’s Lease Renewal Payment Help 

We understand that managing your lease renewal payments is a priority. Acima Leasing accepts various payment methods, including ACH (automatic withdrawals from your bank account) or credit cards. Our dedicated customer service team is available to assist you in navigating your lease renewal payment schedule and addressing any related concerns. 

Acima Leasing Customer Service 

At Acima Leasing, customer satisfaction is important to us. Our knowledgeable customer service team is accessible through online chat or phone, ensuring that your leasing experience is smooth and hassle-free. Whether you need assistance with your lease agreement or have questions about our items, we're here to help. 

Acima Leasing’s LTO Online Resources 

Accessing account information and answers to frequently asked questions (FAQs) is made easy through our website. Stay informed about your lease agreement and more, all in one convenient location. 

Qualifying For a Lease With Acima Leasing  

Applying for a lease with Acima Leasing is simple and efficient. You can quickly finish your application by providing basic items such as proof of income and identification. We prioritize accessibility, making lease-to-own a viable option for those who need to or prefer to shop without using credit.* 

The items you need to be eligible are: 

  1. An active checking account with at least $750 of income per month 

  1. 3 months of income history with your current source of income 

  1. Government-issued photo ID and an SSN or taxpayer identification number 

Who Can Benefit From a Lease With Acima Leasing? 

Our lease-to-own solution is tailored for individuals who may have been denied financing or prefer an alternative to financing. Regardless of why you seek flexibility in your transaction options, Acima Leasing offers a hassle-free pathway to shopping power. 

How to Apply For a Lease With Acima Leasing  

Getting started with Acima Leasing is straightforward. Simply visit our website or the retailers we work with, complete the application process with the required documentation, and receive a quick decision on your application status. If you are approved for a lease, you have 60 days to review and accept your lease offer, Acima Leasing provides a seamless leasing experience from start to finish. 

Acima Leasing: Your LTO Solution 

Choosing Acima Leasing means choosing empowerment and flexibility in your shopping journey. Whether you're furnishing your home, renewing your tires, or exploring a new gaming hobby with our extensive range of products, Acima Leasing is committed to making quality goods accessible. Visit our website today to discover how Acima Leasing can transform your shopping experience with ease and convenience.