Shopping for appliances like washers, dryers, and refrigerators can be a hassle. With endless options and price comparisons, it's easy to get overwhelmed. Then there's the headache of arranging delivery, not to mention the complex return policies.

That's where Acima Leasing comes in. Our lease-to-own solution simplifies the process, letting you get the appliances you need without the hassle of using cash or financing. We’re all about making appliance shopping easy and stress-free. Let us handle the details so you can enjoy your new appliance addition to your home!

What is Acima Leasing?

Acima Leasing is an inclusive shopping option that allows you to lease appliances and other products without using credit. * You’re not alone if you aren’t able to, or prefer not to, use cash or financing to shop for what you need right now. Regardless of your circumstances, Acima Leasing offers lease-to-own as an opportunity for you to extend your shopping power.

How to Get Started with Acima Leasing

Getting started with Acima Leasing is straightforward and quick. Here’s how:

1. Apply In-Store, Online or with the App

You can begin your application on the Acima Leasing website, mobile app, or at participating retailers. The process is designed to be hassle-free and quick so if you are approved, you can start shopping for your appliances right away. You only need three items to get started:
An active checking account with at least $750 of income per month
3 months of income history with your current source of income
Government-issued photo ID and an SSN or taxpayer identification number

2. Get Approved within Minutes

Once you submit your application, you can expect a quick notification about your application status. If approved, you can lease up to $5,000 in merchandise**, providing you with the shopping power to cover the cost of most of your appliance needs. When you start shopping is also up to you. If approved, you have up to 60 days to accept your lease, or it simply expires.

3. Shop from Leading Retailers

Acima Leasing works with over 15,000 retailer locations. If approved, you can shop either in-store or online. With such a broad network, finding the perfect appliance with the right features is simple.

Easy Lease Renewal Payment Options

One of our most significant benefits is our lease renewal payment options. With Acima Leasing, you can lease appliances from a retailer you like and make easy lease renewal payments that are aligned with your payday. 

Tips: 

• Contact our customer support team to explore your options if you need to adjust your lease renewal payment schedule or cancel your lease. Make sure to reach out at least three days before your next payment processing date to ensure any changes are applied to your upcoming payment.

• To easily keep up with your lease renewal payments, the Acima Leasing mobile app makes managing and tracking everything you need simple.

Why Use Acima Leasing for Appliance Shopping?

When you choose Acima Leasing, you unlock a range of fantastic benefits.

Here’s a quick summary of what’s in store for you:

• The No Credit Option: You can shop without using credit.*

• Quick and Easy Application: Get started quickly with only three requirements.

• Wide Retail Network: Shop from thousands of retailers that offer lease-to-own with Acima Leasing.

• Easy Lease Renewal Payment Options: Convenient lease renewal payments that align with your payday.

• Helpful Customer Service: Access customer support whenever you need it.

As you can see, Acima Leasing makes appliance shopping easy, convenient, and accessible. Are you ready to simplify your shopping trip with Acima Leasing? Find the perfect appliance for your needs and get started today!

Common Questions

What other types of products can I lease using Acima Leasing? 

• Furniture

• Mattresses

• Tires

• Appliances (including hoses)

  • Washers

  • Dryers

  • Dishwashers

  • Freezers

• Electronics

  • Televisions

  • Video Game Systems

  • Audio Speakers

• Computers

  • Laptops 

  • Tablets

• Smart Phones

• Jewelry

• Handbags

• Camera Equipment

What payment methods can I use to make my lease renewal payments?

You have various ways you can make your lease renewal payments: 

• Automatically by ACH, which automatically processes from your bank account. 
• You can also use a credit, debit card or most pre-paid cards to make payments and have those payments set up to process automatically. We accept Mastercard, Visa and Discover.

Do you have any early lease renewal payment options?

Yes, you are not automatically enrolled in these, but our team is available to discuss any questions you might have regarding which are available to you, and to help you get set up on one should you choose to do so. The first option is available within the initial 90 days of the lease agreement (3 months in California), allowing for earlier ownership. After this window, the second early purchase option provides a discount based on the remaining lease renewal payments.