Considering the possibility of using lease-to-own with Acima Leasing? We’re here to help you easily find the answers you’re looking for about lease-to-own. Understanding the ins and outs of our lease-to-own (LTO) solution is essential for making confident decisions. In this article, we'll address how our LTO solution can benefit you and four important questions about our lease-to-own option.  

Why Use Acima Leasing 

At Acima Leasing, we're committed to giving you the shopping power you deserve. Our lease-to-own solution is tailored to offer flexibility and confidence, so you can shop with ease. Here's a preview of the benefits you can enjoy with our LTO solution:  

• Thousands of Choices: You can shop at thousands of locations in-store and online by finding a location you prefer with the store locator on our website. 

• Simple and Quick Application Process: It’s simple to apply to where you could be approved to lease up to $5,000 in leasable merchandise**.  

• Straightforward Lease Agreements: Once approved, you have 60 days to review and accept the lease agreement with Acima Leasing. We then purchase the product(s) you chose from the retailer(s), up to the lease approval amount. 

• Flexible Lease Payment Scheduling: Lease renewal payments work conveniently with your payday, which is provided during the application process. 

• Early Purchase: Acima Leasing’s lease-to-own solution is flexible. You can contact Acima’s customer service to establish a payment schedule to purchase items early, which is the cheapest route to ownership. Acima Leasing’s customer service is available to discuss the customer’s options.  

4 Frequently Asked Questions About Acima Leasing’s Lease Payment Options 

Can you explain the application process?  

Looking to kickstart your journey with Acima Leasing? We've got you covered with four simple ways to get started. 

1. Firstly, for those who prefer face-to-face interaction and personalized assistance, head straight to a location offering Acima Leasing. Retailer staff will guide you through the application process with ease. 

2. If you're all about convenience and prefer to handle things digitally, our online application process is just a few clicks away. Simply go to our website or utilize our store locator to find a local spot where you can seamlessly apply from the comfort of your own home. 

3. For the tech-savvy shopper, dive into our marketplace where you can explore various eCommerce stores offering Acima Leasing as a payment option. With just a few steps, you can initiate your application and, if approved,  be on your way to leasing your desired products. 

4. Our dedicated Acima Leasing app is here to simplify your experience even further. Accessible via the app store or our website, you can breeze through the application process at your convenience, anytime, anywhere. 

Whichever way you choose to fill out your application you’ll need three items to complete the process: 

• An active checking account with at least $750 of income per month 

• Three months of income history with your current source of income 

• Government-issued photo ID and a Social Security number or taxpayer identification number 

Whether you prefer the personal touch of in-store assistance or the convenience of digital applications, Acima Leasing is committed to making your journey smooth and hassle-free.   

Could you clarify the terms regarding early purchase options?  

As you make progress with your lease renewal payments, we empower you to move toward ownership at your own pace. We understand the excitement of owning your desired items sooner, which is why we offer accelerated options. During your lease agreement, you’ll have access to two early purchase options. The first option, typically available within the initial 90 days of the lease agreement (3 months in California), allows you to take ownership sooner. Once this window passes, don't worry! You still have another opportunity through our second option, which offers an early purchase discount based on your remaining lease renewal payments.   

Can you provide insights into the cancellation policies?  

If you can no longer make your lease renewal payments on the merchandise, or you otherwise no longer wish to purchase the merchandise, you can return it in good condition at any time with no further obligations. You’ll only be responsible for the time the merchandise was in your possession and for any applicable fees set out in the lease agreement. Let our customer service team know about your situation, and we'll guide you through the available options for return, tailored to your specific circumstances. Your satisfaction is our priority, and we're committed to ensuring a seamless experience every step of the way.  

What is the customer service availability and support for addressing concerns or issues with a lease agreement?  

If you're seeking assistance or have questions on your mind, we're here to help. Reach out to our customer service team via our website, where you can easily connect with us either by phone or through online chat. Plus, for quick answers to common queries, be sure to explore our FAQ page right on the website. Simply check our website for the available contact times, and we'll be ready to provide the support you need!